428 River St, Elko, NV 89801 Property Records

Elko County property record for 428 River St, Elko, NV 89801

Property Summary

Property Type	Commercial
Details	9,120 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	Owner Name on File
Tax Bill	$3,077 (2025)
Flood Zone	Zone AE (high risk)
APN	`001-348-002`

Property Details

APN / Parcel Number

Primary APN	`001-348-002`

Interior

Stories	1 Story
Building Area	9,120 sqft Living Area

Exterior

Year Built	Built 1960
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Flat
Lot Area	10,019 sqft (0.23 acres)
Loading Dock	792 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	428 RIVER ST
City	ELKO
State	NV
Zip	89801-3736
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZGI
Legal Description	ELKO CITY FILE 1
Legal Subdivision	TOWNOF ELKO
Legal Block	48
Legal Lot Number	7-10 8
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2005
Census Tract	951000

Owner

Source: Elko County records · APN 001-348-002

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1925 FREEPORT BLVD, SPARKS, NV 89431-5565

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 26, 2013
Transfer Doc	0000671055
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,077.00 (+16.03%)	$84,047 (+9.96%) Land $12,250 Building $71,797	$240,134 (+9.96%) Land $35,000 Building $205,134
2023	$2,652.00 (+8.02%)	$76,436 (+14%) Land $12,250 Building $64,186	$218,389 (+14%) Land $35,000 Building $183,389
2022	$2,455.00	$67,049 Land $12,250 Building $54,799	$191,569 Land $35,000 Building $156,569

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2005–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 40% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito West Holding Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Networks Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Churchill County, State of Nevada, JAB Wireless.

Based on FCC filings for 341 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ELKO serves 23,000 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.