384 River St, Elko, NV 89801 Property Records

Elko County property record for 384 River St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 770 sqft · built 1922
Lot Size	0.086 acres (3,746 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Mar 2020)
Tax Bill	$647 (2026)
Deeds & Mortgages	Mar 2026 Sale Aug 2024 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`001-347-004`

Property Details

APN / Parcel Number

Primary APN	`001-347-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	770 sqft Living Area
1st Floor Area	770 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	384 RIVER ST
City	ELKO
State	NV
Zip	89801-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZGI
Legal Description	GI
Legal Subdivision	CITY/ELKO
Legal Block	47
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2006
Census Tract	951000

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	731 SPRING CREEK PKWY, SPRING CREEK, NV 89815-6123
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Grant Deed, Transfer
Aug 23, 2024	Grant Deed, Transfer
Mar 26, 2020	Bargain and Sale Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Mar 26, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIPPARELLI & ASSOCS PSP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	May 21, 2007 · Amount on Record
Deed Document Number	2020766812
Last Transfer Date	Aug 22, 2024
Transfer Doc	0000840274
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Mar 3, 2026
Property Address	384 RIVER ST, ELKO, NV 89801-3649
Document Number	0000861540
Instrument Date	Feb 24, 2026
Instrument	861540
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 SPRING CREEK PKWY, SPRING CREEK, NV 89815-6123

August 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Aug 23, 2024
Property Address	384 RIVER ST, ELKO, NV 89801-3649
Document Number	0000840274
Instrument Date	Aug 22, 2024
Instrument	840274
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 SPRING CREEK PKWY, SPRING CREEK, NV 89815-6123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 SPRING CREEK PKWY, SPRING CREEK, NV 89815-6123

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 26, 2020
Property Address	384 RIVER ST, ELKO, NV 89801-3649
Document Number	0000766812
Instrument Date	Feb 25, 2020
Instrument	766812
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	WFG NATIONAL TITLE CO OF NV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2430, ELKO, NV 89803-2430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 RIVER ST, ELKO, NV 89801-3649

Mortgage

Document Number	0000766813
Date	Mar 26, 2020
Instrument	766813

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Mar 26, 2020
Property Address	384 RIVER ST, ELKO, NV 89801-3649
Document Number	0000766811
Instrument Date	Feb 25, 2020
Instrument	766811
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 KEPPLER DR ELKO NV 898012527, ELKO, NV 89801-2527

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	384 RIVER ST, ELKO, NV 89801-3649
Document Number	0000765169
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 RIVER ST ELKO NV 898013649, ELKO, NV 89801-3649

Mortgage

Document Number	0000765169
Date	Feb 11, 2020
Instrument	765169

Lender

Name	LIPPARELLI & ASSOCS PSP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$647.00 (+8.74%)	$17,655 (+8.62%) Land $4,600 Building $13,055	$50,443 (+8.62%) Land $13,143 Building $37,300
2025	$595.00 (-0.5%)	$16,254 (+6.42%) Land $4,600 Building $11,654	$46,440 (+6.42%) Land $13,143 Building $33,297
2024	$598.00 (+11.78%)
2023	$535.00 (+8.08%)	$15,274 (+13.19%) Land $4,600 Building $10,674	$43,640 (+13.19%) Land $13,143 Building $30,497
2022	$495.00	$13,494 Land $4,600 Building $8,894	$38,554 Land $13,143 Building $25,411

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2005–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 40% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures