Otero County property record for 428 Prospect Ave, La Junta, CO 81050
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,990 sqft · built 1970 |
| Lot Size | 0.186 acres (8,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jul 2021) |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| APN | 4643-013-15010 |
| Primary APN | 4643-013-15010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,120 sqft (0.186 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 107463 |
|---|---|
| Street Address | 428 PROSPECT AVE |
| City | LA JUNTA |
| State | CO |
| Zip | 81050-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 & S 8' OF LOT 6 BLK 20 LJ GILLEN ADD. B828 P50 #631673 #633873-SW; MS# 4841 BY MIS; RCPTN- BL- LT- SEC- 1 TWN- 24 RNG- |
| Legal Range | 55 |
| Legal Township | 24 |
| Legal Section | 01 |
| Legal Subdivision | GILLEN ADD |
| Legal Block | 20 |
| Legal Lot Number | 7,6 |
| Jurisdiction | OTERO CO |
| Township / Civil Division | LA JUNTA |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 968600 |
Source: Otero County records · APN 4643-013-15010
Assessment roll updated February 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 PROSPECT AVE, LA JUNTA, CO 81050-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Jan 28, 2013 · Amount on Record |
| Deed Document Number | 2021661912 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OTERO CO |
| Recording Date | Jul 12, 2021 |
| Property Address | 428 PROSPECT AVE, LA JUNTA, CO 81050-2023 |
| Document Number | 0000661912 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 661912 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | OTERO COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 PROSPECT AVE, LA JUNTA, CO 81050-2023 |
| Document Number | 0000661913 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 661913 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Number | 0000661914 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 661914 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Otero County records · Assessment roll updated February 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Otero County |
| Municipality | La Junta City |
| Unified School District | East Otero School District R-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 (+14.3%) | $12,393 (+8.2%) | $198,290 (-12.24%) |
| 2023 | $762.00 (+46.82%) | $11,454 (+48.79%) Land $408 Building $11,046 | $225,952 (+103.98%) Land $6,090 Building $219,862 |
| 2022 | $519.00 | $7,698 Land $423 Building $7,275 | |
| 2021 | $110,772 Land $6,090 Building $104,682 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 19 (1990–2021) |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Southeast Colorado Power Association Fixed Wireless · Fiber in parts of the area | 100 / 25 |
May also be available: NE Colorado Cellular.
Based on FCC filings for 151 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LA JUNTA serves 8,320 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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