420 Prospect Ave, La Junta, CO 81050 Property Records

Otero County property record for 420 Prospect Ave, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,714 sqft · built 1971
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on Record
Tax Bill	$403 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale
APN	`4643-013-15012`

Property Details

APN / Parcel Number

Primary APN	`4643-013-15012`
Alternative APN	`107465`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.193 acres)
Garage Type	Carport
Garage Area	250 sqft
Carport	Carport
Carport Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	107465
Street Address	420 PROSPECT AVE
City	LA JUNTA
State	CO
Zip	81050-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 27' OF LOT 4 - N 34' OF LOT 5 BLK 20 LJ GILLEN ADD.; B637 P254 #601189; MS# 4838 BY MIS; RCPTN- BL- LT- SEC- 1 TWN- 24 RNG-
Legal Range	55
Legal Township	24
Legal Section	01
Legal Subdivision	GILLEN ADD
Legal Block	20
Legal Lot Number	4,5
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	2
Census Block	2042
Census Tract	968600

Owner

Source: Otero County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 PROSPECT AVE, LA JUNTA, CO 81050-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Jun 4, 2026	Deed of Distribution, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 3, 2026
Transfer Doc	0000677592
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Recording Date	Jun 18, 2026
Property Address	420 PROSPECT AVE, LA JUNTA, CO 81050-2023
Document Number	0000677735
Instrument Date	Jun 11, 2026
Instrument	2026677735
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OTERO COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	517 SUNSET AVE, 1, LA JUNTA, CO 81050-2068

Mortgage

Document Number	0000677735,
Date	Jun 18, 2026
Instrument	2026677735

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	OTERO CO
Recording Date	Jun 4, 2026
Property Address	420 PROSPECT AVE, LA JUNTA, CO 81050-2023
Document Number	0000677592
Instrument Date	Jun 3, 2026
Instrument	2026677592
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 PROSPECT AVE, LA JUNTA, CO 81050-2023

Tax Assessment & Valuation

Source: Otero County assessment roll, as of February 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$403.00 (+18.18%)	$11,484 (+123.77%)	$183,743 (-11.75%)
2023	$341.00 (+42.08%)	$5,132 (+43.79%) Land $211 Building $4,921	$208,206 (+102.7%) Land $6,300 Building $201,906
2022	$240.00	$3,569 Land $219 Building $3,350
2021			$102,714 Land $6,300 Building $96,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	19 (1990–2021)
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Flooding 4/30/99, May 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Viaero Wireless.

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