428 Pine Shadow Ln, Auburndale, FL 33823 Property Records

Polk County property record for 428 Pine Shadow Ln, Auburndale, FL 33823 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,368 sqft · built 2007
Lot Size0.247 acres (10,738 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Aug 2019)
Tax Bill$2,835 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-27-35-305253-000320

Property Details

APN / Parcel Number

Primary APN25-27-35-305253-000320
Alternative APNs
  • 352725305253000320
  • 52725000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,368 sqft Living Area
Gross Area2,928 sqft
1st Floor Area1,256 sqft
Upper Floors Area1,112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,738 sqft (0.247 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area560 sqft
PorchUnfinished Open Porch
Porch Area24 sqft
Shed1 Shed

Location & Zoning

Street Address428 PINE SHADOW LN
CityAUBURNDALE
StateFL
Zip33823-2732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES SUBDIVISION PB 139 PGS 21 & 22 LOT 32
Legal Range25E
Legal Township27S
Legal Section35
Legal SubdivisionWHISPERING PINES SUBDIVISION
Legal Tract305253
Legal Block1
Legal Lot Number32
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1018
Census Tract13001

Owner

Source: Polk County records · APN 25-27-35-305253-000320

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 PINE SHADOW LN, AUBURNDALE, FL 33823-2732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONS LNDG
Aug 19, 2019Warranty Deed, Transfer · VA Mortgage
NATIONS LNDG
Jun 28, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Document Number2019174450
Deed Book / Page10944 / 1689
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address428 PINE SHADOW LN, AUBURNDALE, FL 33823-2732
Document Number0113350974
Instrument DateAug 07, 2020
Transaction TypeMortgage
Record UpdatedSep 04, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address428 PINE SHADOW LN AUBURNDALE FL 338232732, AUBURNDALE, FL 33823-2732

Mortgage

Document Number0113350974
DateAug 14, 2020
Book Page011335/000974
Instrument165454
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 19, 2019
Property Address428 PINE SHADOW LN, AUBURNDALE, FL 33823-2732
Document Number0109441689
Book / Page010944 / 001689
Instrument DateAug 16, 2019
Instrument174450
Transaction TypeTransfer
Record UpdatedOct 01, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address428 PINE SHADOW LN AUBURNDALE FL 338232732, AUBURNDALE, FL 33823-2732

Mortgage

Document Number109441691
DateAug 19, 2019
Book Page010944/001691
Instrument174451
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 28, 2019
Property Address428 PINE SHADOW LN, AUBURNDALE, FL 33823-2732
Document Number0108902032
Book / Page010890 / 002032
Instrument DateJun 27, 2019
Instrument135523
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,577.57
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAuburndale City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,835.00 (+3.13%) Homeowner's exemption$225,748 (+5.99%)$298,373 (-1.61%) Land $52,000 Building $246,373
2023$2,749.00 (+2.92%) Homeowner's exemption$212,996 (+3%)$303,265 (+16.69%) Land $50,000 Building $253,265
2022$2,671.00 Homeowner's exemption$206,792$259,893 Land $42,000 Building $217,893

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050130011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2001, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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