Polk County property record for 428 Pine Shadow Ln, Auburndale, FL 33823 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,368 sqft · built 2007 |
| Lot Size | 0.247 acres (10,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Aug 2019) |
| Tax Bill | $2,835 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-35-305253-000320 |
| Primary APN | 25-27-35-305253-000320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,368 sqft Living Area |
| Gross Area | 2,928 sqft |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 1,112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,738 sqft (0.247 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Street Address | 428 PINE SHADOW LN |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-2732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES SUBDIVISION PB 139 PGS 21 & 22 LOT 32 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | WHISPERING PINES SUBDIVISION |
| Legal Tract | 305253 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13001 |
Source: Polk County records · APN 25-27-35-305253-000320
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 PINE SHADOW LN, AUBURNDALE, FL 33823-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| Aug 19, 2019 | Warranty Deed, Transfer · VA Mortgage NATIONS LNDG |
| Jun 28, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2019174450 |
| Deed Book / Page | 10944 / 1689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 428 PINE SHADOW LN, AUBURNDALE, FL 33823-2732 |
| Document Number | 0113350974 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 PINE SHADOW LN AUBURNDALE FL 338232732, AUBURNDALE, FL 33823-2732 |
| Document Number | 0113350974 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 011335/000974 |
| Instrument | 165454 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 19, 2019 |
| Property Address | 428 PINE SHADOW LN, AUBURNDALE, FL 33823-2732 |
| Document Number | 0109441689 |
| Book / Page | 010944 / 001689 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 174450 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 428 PINE SHADOW LN AUBURNDALE FL 338232732, AUBURNDALE, FL 33823-2732 |
| Document Number | 109441691 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 010944/001691 |
| Instrument | 174451 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 428 PINE SHADOW LN, AUBURNDALE, FL 33823-2732 |
| Document Number | 0108902032 |
| Book / Page | 010890 / 002032 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 135523 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,577.57 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,835.00 (+3.13%) Homeowner's exemption | $225,748 (+5.99%) | $298,373 (-1.61%) Land $52,000 Building $246,373 |
| 2023 | $2,749.00 (+2.92%) Homeowner's exemption | $212,996 (+3%) | $303,265 (+16.69%) Land $50,000 Building $253,265 |
| 2022 | $2,671.00 Homeowner's exemption | $206,792 | $259,893 Land $42,000 Building $217,893 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050130011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2001, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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