Polk County property record for 398 Pine Shadow Ln, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,222 sqft · built 2007 |
| Lot Size | 0.492 acres (21,449 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Apr 2023) |
| Tax Bill | $4,722 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-35-305253-000270 |
| Primary APN | 25-27-35-305253-000270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 2,873 sqft |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 1,102 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,449 sqft (0.492 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Street Address | 398 PINE SHADOW LN |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES SUBDIVISION PB 139 PGS 21 & 22 LOT 27 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | WHISPERING PINES SUBDIVISION |
| Legal Tract | 305253 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 751 MARSH REED DR, WINTER GARDEN, FL 34787-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 17, 2023 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on Record |
| Deed Sale | Apr 17, 2023 · Amount on Record |
| Prior Sale | May 13, 2011 · Amount on Record |
| Deed Document Number | 202387691 |
| Deed Book / Page | 12654 / 2024 |
| Prior Transfer Date | Sep 24, 2010 |
| Prior Transfer Doc | 0000160299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 398 PINE SHADOW LN, AUBURNDALE, FL 33823-2724 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 398 PINE SHADOW LN, AUBURNDALE, FL 33823-2724 |
| Document Number | 0000264072 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 13769/2083 |
| Instrument | 2025264072 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 1, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 17, 2023 |
| Property Address | 398 PINE SHADOW LN, AUBURNDALE, FL 33823-2724 |
| Document Number | 0000087691 |
| Book / Page | 12654 / 2024 |
| Map Reference | MB 139 PG 21&22 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023087691 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | HOMELIGHT SETTLEMENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7235 OAKMOSS LOOP, DAVENPORT, FL 33837 |
| Name | Verified Name |
|---|---|
| Address | 620 8TH AVE, FOX ISLAND, WA 98333-9737 |
| Document Number | 0126542026 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 12654/2026 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 398 PINE SHADOW LN, AUBURNDALE, FL 33823-2724 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 398 PINE SHADOW LN, AUBURNDALE, FL 33823-2724 |
| Document Number | 0000028665 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 12098/1712 |
| Instrument | 2022028665 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Dec 1, 2045 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,262 (-3.26%) Land $52,000 Building $227,262 | $279,262 (-3.26%) Land $52,000 Building $227,262 | |
| 2025 | $4,722.00 (+224.09%) | $288,668 (+122.22%) Land $52,000 Building $236,668 | $288,668 (-1.78%) Land $52,000 Building $236,668 |
| 2023 | $1,457.00 (+3.48%) | $129,901 (+3%) | $293,914 (+19.77%) Land $50,000 Building $243,914 |
| 2022 | $1,408.00 Homeowner's exemption | $126,117 | $245,404 Land $42,000 Building $203,404 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2001 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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