428 N Main St, Ada, OH 45810 Property Records

Hardin County property record for 428 N Main St, Ada, OH 45810

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 3,524 sqft
Lot Size0.421 acres (18,360 sqft)
OwnerIndividual Name on Record
Last Sale$78,000 (May 2021)
Tax Bill$2,076 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN25-160013.0000

Property Details

APN / Parcel Number

Primary APN25-160013.0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,524 sqft Total Area
1st Floor Area3,000 sqft
Upper Floors Area524 sqft
AtticAttic
Attic Area1,108 sqft
Basement Area1,180 sqft
Unfinished Basement1,180 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area18,360 sqft (0.421 acres)
Lot Dimensions180 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address428 N MAIN ST
CityADA
StateOH
Zip45810-1024
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal DescriptionYOUNGS SUB 12
Legal SubdivisionYOUNGS
JurisdictionHARDIN OH
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3009
Census Tract402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6100 DEFIANCE TRL, DELPHOS, OH 45833-9019
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Deed of Trust, Mortgage · Commercial Mortgage
FARMERS STATE BANK
May 12, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleSep 4, 2001 · Amount on Record
Deed Document Number20211588
Deed Book / Page560 / 3448
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN OH
Property Address428 N MAIN ST, ADA, OH 45810-1024
Transaction TypeMortgage
Record UpdatedJun 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00564/4172
DateMay 5, 2022
Book Page564/4172
Instrument202200001560
Lender
NameFARMERS STATE BANK
TypeBank
AddressASHLAND, OH 44805
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMay 3, 2042

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN OH
Recording DateMay 12, 2021
Property Address428 N MAIN ST, ADA, OH 45810-1024
Document Number560/3448
Book / Page560 / 3448
Instrument DateMay 12, 2021
Instrument202100001588
Transaction TypeTransfer
Record UpdatedJul 7, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1566 COUNTY ROAD 1095, ASHLAND, OH 44805-9592

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityAda Village
CountyHardin County
County SubdivisionLiberty Township
Unified School DistrictAda Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,076.00 (+1.22%)$50,940 (-) Land $5,070 Building $45,870
2024$2,051.00 (+0.49%)$50,940 (-) Land $5,070 Building $45,870
2023$2,041.00 (+0.74%)$50,940 (+15.77%) Land $5,070 Building $45,870$145,550 (+15.77%) Land $14,490 Building $131,060
2022$2,026.00$44,000 Land $4,910 Building $39,090
2020$125,720 Land $14,030 Building $111,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA VILLAGE
serves 5,334 people · EPA ID OH3300012
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

Nearby Properties on N Main St

Nearby Streets

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