422 N Main St, Ada, OH 45810 Property Records

Hardin County property record for 422 N Main St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,124 sqft
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$108,500 (Jul 2004)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-160014.0000`

Property Details

APN / Parcel Number

Primary APN	`25-160014.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 N MAIN ST
City	ADA
State	OH
Zip	45810-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOWANS PT 4-5
Legal Subdivision	MOWANS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3009
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 N MAIN ST, ADA, OH 45810-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 25, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2004 · Amount on Record
Deed Sale	Jul 6, 2004 · Amount on Record
Prior Sale	Aug 2, 1995
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	422 N MAIN ST, ADA, OH 45810-1024
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 N MAIN ST, ADA, OH 45810-1024

Mortgage

Document Number	00566/4122
Date	Dec 6, 2022
Book Page	566/4122
Instrument	2022004008

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	422 N MAIN ST, ADA, OH 45810-1024
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	555/5091
Date	Mar 25, 2020
Book Page	555/5091
Instrument	202000000867

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,847.00 (+1.26%)	$47,090 (-) Land $2,980 Building $44,110
2024	$1,824.00 (+0.5%) Homeowner's exemption	$47,090 (-) Land $2,980 Building $44,110
2023	$1,815.00 (+3.95%) Homeowner's exemption	$47,090 (+19.61%) Land $2,980 Building $44,110	$134,540 (+19.6%) Land $8,510 Building $126,030
2022	$1,746.00 Homeowner's exemption	$39,370 Land $2,890 Building $36,480
2020			$112,490 Land $8,260 Building $104,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures