428 N Florida St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 428 N Florida St, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	994 sqft · built 2017
Owner	Individual Name on Record
Last Sale	$345,000 (Jun 2024)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2018 Sale & Mortgage
APN	`106-006-5773`

Property Details

APN / Parcel Number

Primary APN	`106-006-5773`
Alternative APN	`18090`

Interior

Building Area	994 sqft Living Area

Exterior

Year Built	Built 2017

Location & Zoning

Old Parcel Number	106-006-5773
Street Address	428 N FLORIDA ST
City	COVINGTON
State	LA
Zip	70433-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SQ 22 DIVISION OF ST JOHN CB 940 38 INST NO 1417484 INST NO 1421700 INST NO 2107814
Legal Subdivision	DIVISION OF ST JOHN (COVINGTON
Legal Lot Number	5 6
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1046
Census Tract	40501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Division of St. John Historic District (Boundary Decrease) listed 2023 · 180 contributing resources · NRIS 82000461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	100 CHACAHOULA LN, MANDEVILLE, LA 70471-1565
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 25, 2018	Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	2414680
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	428 N FLORIDA ST, COVINGTON, LA 70433-2949
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002245884
Date	Jan 7, 2021
Instrument	2245884

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 25, 2018
Property Address	428 N FLORIDA ST, COVINGTON, LA 70433-2949
Document Number	0002107814
Instrument Date	Apr 23, 2018
Instrument	2107814
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 N FLORIDA ST, COVINGTON, LA 70433-2949

Mortgage

Document Number	0002107815
Date	Apr 25, 2018
Instrument	2107815

Lender

Name	GSF MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,742.00 (-4.03%)	$26,054 (-) Land $22,500 Building $3,554	$260,536 (-) Land $225,000 Building $35,536
2024	$2,857.00 (+106.88%)	$26,054 (+45.49%) Land $22,500 Building $3,554	$260,536 (+45.49%) Land $225,000 Building $35,536
2023	$1,381.00 Homeowner's exemption	$17,908 (-) Land $15,000 Building $2,908	$179,080 (-) Land $150,000 Building $29,080
2022	$1,381.00 Homeowner's exemption	$17,908 Land $15,000 Building $2,908	$179,080 Land $150,000 Building $29,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 102 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	150 units insured incl. 48 condo units
Nearby Flood Claims	78 (1981–2021)
Claims Outside the SFHA	37 of 78
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 3 claims Severe Storms And Flooding, Mar 2016 · 24 claims Hurricane Katrina, Aug 2005 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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