423 N Florida St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 423 N Florida St, Covington, LA 70433 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	2,120 sqft · built 2011
Lot Size	0.034 acres (1,503 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Apr 2016)
Tax Bill	$4,407 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
APN	`106-809-2973`

Property Details

APN / Parcel Number

Primary APN	`106-809-2973`
Alternative APN	`22572`

Interior

Building Area	2,120 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	1,503 sqft (0.034 acres)
Garage Area	395 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	423 N FLORIDA ST
City	COVINGTON
State	LA
Zip	70433-2929
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 123 OX LOT SQUARE INST NO 1555632 INST NO 1695334 INST NO 1761664 INST NO 1831103 INST NO 2019803 INST NO 2198234
Legal Subdivision	COMMERCIAL DIV OF ST JOHN 06
Legal Lot Number	123
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1055
Census Tract	40501

Owner

Source: St. Tammany Parish records · APN 106-809-2973

Assessment roll updated February 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2345 GAUSE BLVD E, SLIDELL, LA 70461-4142
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2016 · Amount on Record
Deed Sale	Apr 27, 2016 · Amount on Record
Deed Document Number	20162019803
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	423 N FLORIDA ST, COVINGTON, LA 70433-2929
Transaction Type	Mortgage
Record Updated	Apr 01, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002289385
Date	Aug 26, 2021
Instrument	2289385

Lender

Name	TEXANA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,407.00 (-4.03%)	$34,376 (-) Building $34,376	$229,173 (-) Building $229,173
2024	$4,592.00 (-7.34%)	$34,376 (-17.91%) Building $34,376	$229,173 (-24.66%) Building $229,173
2023	$4,956.00	$41,876 (-) Land $7,500 Building $34,376	$304,173 (-) Land $75,000 Building $229,173
2022	$4,956.00	$41,876 Land $7,500 Building $34,376	$304,173 Land $75,000 Building $229,173

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 102 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	150 units insured (48 under condo master policies) 40 of 102 individual policies on primary residences
Nearby Flood Claims	78 (1981–2021)
Claims Outside the SFHA	37 of 78
Most Recent Claim	Aug 2021, river or lake flooding, Hurricane Ida
Flood Events	Hurricane Ida (Aug 2021), 3 claims Severe Storms And Flooding (Mar 2016), 24 claims Hurricane Katrina (Aug 2005), 17 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 31% of Louisiana
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Division of St. John Historic District (Boundary Decrease) listed 2023 · 180 contributing resources · NRIS 82000461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.