Monroe County property record for 428 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,267 sqft · built 2005 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,072 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-217-106-000 |
| Primary APN | 07-26-217-106-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,267 sqft Living Area |
| 1st Floor Area | 2,267 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 839 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,260 sqft |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 263 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 428 MOCKINGBIRD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 106 WESTVIEW ACRES PHASE VI |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 106 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-217-106-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 428 MOCKINGBIRD LN, WATERLOO, IL 62298-1278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,600 (+26.73%) Land $16,840 Building $116,760 | $400,800 (+26.73%) Land $50,520 Building $350,280 | |
| 2024 | $7,072.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $105,420 Land $15,450 Building $89,970 | $316,260 Land $46,350 Building $269,910 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 7% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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