425 Mockingbird Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 425 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage1,586 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
Garage750 sqft
Last Sale$399,000 (2026)
Tax Bill$6,072.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-26-217-090-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,586 sqft Living Area
1st Floor1,586 sqft 1st Floor
Basement Area1,586 sqft Basement
Unfinished Basement1,586 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame Construction
Lot Area11,326 sqft (0.26 acres)
DrivewayDriveway Concrete
Driveway Area1,050 sqft Driveway
Garage Area750 sqft Garage
Deck Area216 sqft Deck
Patio Area398 sqft Patio
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address425 MOCKINGBIRD LN
CityWATERLOO
StateIL
Zip62298-1279
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 90 WESTVIEW ACRES PHASE VI
Legal Range10W
Legal Township02S
Legal Section26
Legal SubdivisionWESTVIEW ACRES
Legal Lot Number90
JurisdictionMONROE IL
Minor Civil Division17
Census Blockgroup3
Census Block3027
Census Tract600402

Owner

Source: Monroe County records · APN 07-26-217-090-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1227 CAMBRIDGE DR, CARROLLTON, TX 75007-4403
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2026Warranty Deed, Construction Loan · Building or Construction Mortgage
FAIRWAY INDEPENDENT MTG CORP
Aug 23, 2021Warranty Deed, Transfer
Jan 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Aug 27, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2026 · Amount on Record
Deed SaleMar 09, 2026 · Amount on Record
Prior SaleAug 23, 2021 · Amount on Record
Deed Doc Number2026441533
Record RefreshedSep 20, 2026

March 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMar 09, 2026
Property Address425 MOCKINGBIRD LN, WATERLOO, IL 62298-1279
Document Number0000441533
Instrument DateFeb 20, 2026
Instrument441533
Transaction TypeConstruction Loan
Record UpdatedMar 25, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$598.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address425 MOCKINGBIRD LN, WATERLOO, IL 62298-1279

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 MOCKINGBIRD LN, WATERLOO, IL 62298-1279

Mortgage

Document Number0000441534
DateMar 09, 2026
Instrument441534
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.13%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateAug 23, 2021
Property Address425 MOCKINGBIRD LN, WATERLOO, IL 62298-1279
Document Number0000419275
Instrument DateAug 23, 2021
Instrument419275
Transaction TypeTransfer
Record UpdatedSep 08, 2021

Transaction

AmountAmount Recorded
Tax$498.75
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 MOCKINGBIRD LN, WATERLOO, IL 62298-1279

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address425 MOCKINGBIRD LN, WATERLOO, IL 62298-1279
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTOWN & COUNTRY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000405467
DateJan 02, 2020
Instrument405467
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2050
Interest
Rate TypeFixed Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateAug 27, 2019
Property Address425 MOCKINGBIRD LN, WATERLOO, IL 62298-1279
Document Number0000403199
Instrument DateAug 23, 2019
Instrument403199
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$367.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address425 MOCKINGBIRD LN WATERLOO IL 622981279, WATERLOO, IL 62298-1279

Mortgage

Document Number403200
DateAug 27, 2019
Instrument403200
Lender
NameMIDWEST BANKCENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 26, 2049
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$110,860 (+2.09%) Land $16,650 Building $94,210$332,580 (+2.09%) Land $49,950 Building $282,630
2024$6,072.00 (+23.82%)$108,588 (+31.8%) Land $16,306 Building $92,282$325,764 (+31.8%) Land $48,918 Building $276,846
2022$4,904.00 Additional exemption filed$82,390 Land $15,330 Building $67,060$247,170 Land $45,990 Building $201,180

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