428 Locust St, Marshall, MI 49068 Property Records

Calhoun County property record for 428 Locust St, Marshall, MI 49068

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1920
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Aug 2022)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`53-001-479-00`

Property Details

APN / Parcel Number

Primary APN	`53-001-479-00`
Alternative APN	`13-53-001-479-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,056 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	123 ft deep x 70.2 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 LOCUST ST
City	MARSHALL
State	MI
Zip	49068-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MARSHALL CITY, UPPER VILLAGE LOT 479
Legal Subdivision	UPPER CITY OF MARSHALL
Legal Lot Number	479
Jurisdiction	CALHOUN MI
Township / Civil Division	MARSHALL
Census Block Group	3
Census Block	3020
Census Tract	4000

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 LOCUST ST, MARSHALL, MI 49068-1832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Book / Page	4685 / 887
Prior Transfer Date	Jan 31, 2001
Prior Transfer Doc	2281000789
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Aug 17, 2022
Property Address	428 LOCUST ST, MARSHALL, MI 49068-1832
Document Number	004685/887
Book / Page	4685 / 887
Map Reference	LB 3 PG 12&13
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 LOCUST ST, 428, MARSHALL, MI 49068-1832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14947 HAWTHORNE ST, GRAND HAVEN, MI 49417-8871

Mortgage

Document Number	0046850889
Date	Aug 17, 2022
Instrument	4685-0889

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 17, 2020
Property Address	428 LOCUST ST, MARSHALL, MI 49068-1832
Document Number	004457/600
Book / Page	4457 / 600
Map Reference	LB 3 PG 12&13
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$808.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 LOCUST ST, 428, MARSHALL, MI 49068-1832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 OAK ST, BATTLE CREEK, MI 49037-1267

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
Municipality	Marshall City
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,400 (+4.95%)
2025	$2,948.00 (+27.62%) Homeowner's exemption	$72,800 (+46.48%)	$152,800 (+4.95%)
2024			$145,600 (+46.48%)
2023		$49,700	$99,400
2022	$2,310.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARSHALL serves 7,088 people · EPA ID MI0004150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	7.85 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Marshall FiberNet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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