Lake County property record for 428 Laura Ln, Mount Dora, FL 32757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,691 sqft · built 1979 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,000 (Sep 2025) |
| Tax Bill | $4,184 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-19-26-0900-000-00800 |
| Primary APN | 35-19-26-0900-000-00800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 2,641 sqft |
| 1st Floor Area | 1,487 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,000 sqft (0.39 acres) |
| Lot Dimensions | 131 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 950 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1724368 |
|---|---|
| Street Address | 428 LAURA LN |
| City | MOUNT DORA |
| State | FL |
| Zip | 32757-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LAKE DORA OAKS LOT 8 PB 23 PG 59 ORB 6600 PG 2060 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 35 |
| Legal Subdivision | LAKE DORA OAKS |
| Legal Tract | 0900 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30807 |
Source: Lake County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 3, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 3, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Apr 25, 2023 · Amount on Record |
| Deed Document Number | 2025116835 |
| Deed Book / Page | 6600 / 2060 |
| Prior Transfer Date | Mar 5, 2014 |
| Prior Transfer Doc | 0044801374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 19, 2025 |
| Property Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Document Number | 0066002060 |
| Book / Page | 6600 / 2060 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025116835 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2620 MCDONALD TER, MOUNT DORA, FL 32757-4715 |
| Name | Verified Name |
|---|---|
| Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Document Number | 0066002062 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 6600/2062 |
| Instrument | 2025116836 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 25, 2023 |
| Property Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Document Number | 0061301412 |
| Book / Page | 6130 / 1412 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023047608 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1211 E CAROLINE ST # ST102, ST102, TAVARES, FL 32778-3460 |
| Name | Verified Name |
|---|---|
| Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Document Number | 0061301414 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 6130/1414 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 3, 2023 |
| Property Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Document Number | 0060881692 |
| Book / Page | 6088 / 1692 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023013278 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 57 MOUNT LAUREL WAY, PORTLAND, CT 06480-1074 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 3, 2023 |
| Property Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Document Number | 0060881690 |
| Book / Page | 6088 / 1690 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023013277 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Name | Verified Name |
|---|---|
| Address | 428 LAURA LN, MOUNT DORA, FL 32757-4311 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,289 (-) Land $88,800 Building $203,489 | $292,289 (-) Land $88,800 Building $203,489 | |
| 2025 | $292,289 (+0.43%) Land $88,800 Building $203,489 | $292,289 (+0.43%) Land $88,800 Building $203,489 | |
| 2024 | $4,184.00 (+210.39%) Homeowner's exemption | $291,027 (+99.03%) Land $88,800 Building $202,227 | $291,027 (+2.03%) Land $88,800 Building $202,227 |
| 2023 | $1,348.00 (+10.31%) | $146,220 (+2.99%) | $285,248 (+22.5%) Land $88,800 Building $196,448 |
| 2022 | $1,222.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $141,970 | $232,855 Land $47,880 Building $184,975 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (1987–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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