Lake County property record for 423 Laura Ln, Mount Dora, FL 32757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1978 |
| Lot Size | 0.341 acres (14,864 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,000 (Mar 2021) |
| Tax Bill | $2,593 (2024) |
| Deeds & Mortgages | Oct 2024 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-19-26-0900-000-02200 |
| Primary APN | 35-19-26-0900-000-02200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 14,864 sqft (0.341 acres) |
| Lot Width | 118 ft Width |
| Garage Type | Finished |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1646839 |
|---|---|
| Street Address | 423 LAURA LN |
| City | MOUNT DORA |
| State | FL |
| Zip | 32757-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE DORA OAKS LOT 22 PB 23 PG 59 ORB 5669 PG 877 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 35 |
| Legal Subdivision | LAKE DORA OAKS |
| Legal Tract | 900 |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30807 |
423 Laura Ln is owned and occupied by an individual who bought it in March 2021.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 423 LAURA LN, MOUNT DORA, FL 32757-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Jan 26, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2021 · Amount on File |
| Deed Sale | Mar 22, 2021 · Amount on File |
| Prior Sale | Jan 26, 2021 · Amount on File |
| Deed Document Number | 2021038673 |
| Deed Book / Page | 5669 / 877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 423 LAURA LN, MOUNT DORA, FL 32757-4320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 423 LAURA LN, MOUNT DORA, FL 32757-4320 |
| Document Number | 0064100193 |
|---|---|
| Date | Oct 4, 2024 |
| Book Page | 6410/193 |
| Instrument | 2024117242 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 12, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 22, 2021 |
| Property Address | 423 LAURA LN, MOUNT DORA, FL 32757-4320 |
| Document Number | 0056690877 |
| Book / Page | 5669 / 877 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021038673 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 423 LAURA LN, MOUNT DORA, FL 32757-4320 |
| Document Number | 0005669879 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 5669/879 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 26, 2021 |
| Property Address | 423 LAURA LN, MOUNT DORA, FL 32757-4320 |
| Document Number | 0056290142 |
| Book / Page | 5629 / 142 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021011348 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,729.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1138 LAKESIDE ESTATES DR, APOPKA, FL 32703-6213 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,870 Land $88,800 Building $90,070 | $331,195 Land $88,800 Building $242,395 | |
| 2024 | $2,593.00 (+11.77%) | ||
| 2023 | $2,320.00 (+8.61%) Homeowner's exemption | $168,770 (+3%) | $323,470 (+20.33%) Land $88,800 Building $234,670 |
| 2022 | $2,136.00 Homeowner's exemption | $163,858 | $268,828 Land $47,880 Building $220,948 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Laura Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (1987–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 Laura Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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