428 Lakeside Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 428 Lakeside Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 948 sqft · built 1958
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Tax Bill	$3,494 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23R-64-1281`

Property Details

APN / Parcel Number

Primary APN	`23R-64-1281`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Asbestos
Foundation Type	No Foundation
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	173 ft deep x 111 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 LAKESIDE DR
City	BALLWIN
State	MO
Zip	63021-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS & LOT PTS 17 & 18 LOT 16
Legal Subdivision	MANCHESTER HILLS
Legal Block	17
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2003
Census Tract	217931

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 LAKESIDE DR, BALLWIN, MO 63021-5230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 14, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN EQUITY MTG/ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2011
Transfer Doc	0196310513
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	428 LAKESIDE DR, BALLWIN, MO 63021-5230
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 LAKESIDE DR, BALLWIN, MO 63021-5230

Mortgage

Document Number	2023022100199
Date	Feb 21, 2023
Instrument	2023022100199

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	428 LAKESIDE DR, BALLWIN, MO 63021-5230
Document Number	0224082119
Book / Page	022408 / 002119
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	AGENTS NATIONAL TITLE INSURANCE COMPANY, AGENTS NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 LAKESIDE DR BALLWIN MO 630215230, BALLWIN, MO 63021-5230

Mortgage

Document Number	0224082119
Date	Feb 22, 2017
Book Page	022408/002119
Instrument	631

Lender

Name	HOMETOWN EQUITY MTG/ST LOUIS
Type	Mortgage Company
Address	SAINT PETERS, MO 63376

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,180 (+13.24%) Land $25,460 Building $13,720	$206,200 (+13.23%) Land $134,000 Building $72,200
2024	$3,494.00 (-0.6%)
2023	$3,515.00 (+52.16%)	$34,600 (+8.77%) Land $19,100 Building $15,500	$182,100 (+8.78%) Land $100,500 Building $81,600
2022	$2,310.00	$31,810 Land $19,100 Building $12,710
2021			$167,400 Land $100,500 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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