St. Louis County property record for 425 Lakeside Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1961 |
| Lot Size | 0.319 acres (13,900 sqft) |
| Owner | Owner Name on File |
| Last Sale | $169,500 (Aug 2003) |
| Tax Bill | $2,778 (2024) |
| Deeds & Mortgages | Nov 2021 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23R-6-4-106-1 |
| Primary APN | 23R-6-4-106-1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 13,900 sqft (0.319 acres) |
| Lot Width | 64 ft Width |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 48 sqft |
| Balcony | Balcony |
| Balcony Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 425 LAKESIDE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-5229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 66R |
| Legal Description | MANCHESTER HILLS & LOT PT 29 10 13 81 |
| Legal Subdivision | MANCHESTER HILLS |
| Legal Block | 16 |
| Legal Lot Number | 30 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 217931 |
Source: St. Louis County records · APN 23R-6-4-106-1
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 425 LAKESIDE DR, BALLWIN, MO 63021-5229 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2003 · Amount on Record |
| Deed Sale | Aug 07, 2003 · Amount on Record |
| Prior Sale | Dec 27, 2000 · Amount on Record |
| Deed Document Number | 2003080701731 |
| Deed Book / Page | 15163 / 1798 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 425 LAKESIDE DR, BALLWIN, MO 63021-5229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 425 LAKESIDE DR, BALLWIN, MO 63021-5229 |
| Document Number | 0251982868 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 25198/2868 |
| Instrument | 2021110300486 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 425 LAKESIDE DR, BALLWIN, MO 63021-5229 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | COPPER TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 425 LAKESIDE DR, BALLWIN, MO 63021-5229 |
| Document Number | 0247140614 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 24714/614 |
| Instrument | 2021031200065 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Winchester City |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,280 (+19.4%) Land $24,170 Building $26,110 | $264,600 (+19.4%) Land $127,200 Building $137,400 | |
| 2024 | $2,778.00 (-0.89%) | ||
| 2023 | $2,803.00 | $42,110 Land $18,130 Building $23,980 | $221,600 Land $95,400 Building $126,200 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 426 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures