428 Hampton Lake Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 428 Hampton Lake Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,250 sqft · built 2008
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$774,500 (Jul 2020)
Tax Bill	$5,835 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R61402900014350000`

Property Details

APN / Parcel Number

Primary APN	`R61402900014350000`
Alternative APN	`13548228`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,250 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.589 acres)
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	13548228
Old Parcel Number	R61402900014350000
Street Address	428 HAMPTON LAKE DR
City	BLUFFTON
State	SC
Zip	29910-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 562 HAMPTON LAKE PH 2PB118 P9-18 PB126 P1-10 PB130 P182-191 SEE T ACCT 2016
Legal Subdivision	HAMPTON LAKE
Legal Phase	2P
Legal Lot Number	562
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2004
Census Tract	2103

Owner

428 Hampton Lake Dr is owned and occupied by an individual who bought it in July 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	428 HAMPTON LAKE DR, BLUFFTON, SC 29910-9594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Jan 14, 2008 · Amount on File
Deed Document Number	2020036667
Deed Book / Page	3883 / 789
Record Updated	Jun 8, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 10, 2020
Property Address	428 HAMPTON LAKE DR, BLUFFTON, SC 29910-9594
Document Number	0000036667
Book / Page	3883 / 789
Map Reference	MB 118 PG 9
Instrument Date	Jun 12, 2020
Instrument	2020036667
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,013.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 HAMPTON LAKE DR, BLUFFTON, SC 29910-9594

Mortgage

Document Number	0000036670
Date	Jul 10, 2020
Instrument	2020036670

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 428 Hampton Lake Dr was $5,835, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,835.00 (-0.05%)	$35,630 (-11.41%)
2024	$5,838.00	$40,220 (-) Land $8,600 Building $31,620	$1,005,500 (-) Land $215,000 Building $790,500
2023	$5,838.00 (+8.51%)	$40,220 (+29.83%) Land $8,600 Building $31,620	$1,005,500 (+29.83%) Land $215,000 Building $790,500
2022	$5,380.00	$30,980 Land $4,000 Building $26,980	$774,500 Land $100,000 Building $674,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Hampton Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Hampton Lake Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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