428 Elm St, Struthers, OH 44471 Property Records

Mahoning County property record for 428 Elm St, Struthers, OH 44471 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft · built 1955
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-017-0-027.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-017-0-027.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	948 sqft
Attic	Attic
Attic Area	442 sqft
Basement Area	948 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	428 ELM ST
City	STRUTHERS
State	OH
Zip	44471-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3000 50 X 160 ELM
Legal Subdivision	ELM
Legal Lot Number	3000
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	2
Census Block	2011
Census Tract	810600

Owner

Source: Mahoning County records · APN 38-017-0-027.00-0

Assessment roll updated February 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 ELM ST, STRUTHERS, OH 44471-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Jan 09, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 1962
Deed Sale	Feb 20, 1962
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Recording Date	Apr 14, 2026
Property Address	428 ELM ST, STRUTHERS, OH 44471-1114
Document Number	006733/456
Book / Page	6733 / 456
Instrument Date	Apr 01, 2026
Instrument	20267388
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 ELM ST, STRUTHERS, OH 44471-1114

Mortgage

Document Number	0000007388,
Date	Apr 14, 2026
Book Page	6733/456
Instrument	20267388

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 15, 2066

Interest

Rate	6%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	428 ELM ST, STRUTHERS, OH 44471-1114
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700000474
Date	Jan 09, 2017
Book Page	6211/1098
Instrument	201700000474

Lender

Name	PNC BANK NA
Type	Bank
Address	STRUTHERS, OH 44471

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mahoning County records · Assessment roll updated February 9, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (-1.96%)	$36,590 (-) Land $3,590 Building $33,000	$104,540 (-) Land $10,260 Building $94,280
2023	$1,123.00 (+52.58%) Homeowner's exemption	$36,590 (+63.71%) Land $3,590 Building $33,000	$104,540 (+63.7%) Land $10,260 Building $94,280
2022	$736.00 Homeowner's exemption	$22,350 Land $3,670 Building $18,680	$63,860 Land $10,490 Building $53,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mahoning County (39099C), updated November 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 586 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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