406 Elm St, Struthers, OH 44471 Property Records

Mahoning County property record for 406 Elm St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,448 sqft · built 1916
Lot Size	0.183 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$65,500 (Mar 2021)
Tax Bill	$1,320 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-017-0-024.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-017-0-024.00-0`
Alternative APN	`00015`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
1st Floor Area	788 sqft
Upper Floors Area	660 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	8,015 sqft (0.183 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Account Number	00015
Street Address	406 ELM ST
City	STRUTHERS
State	OH
Zip	44471-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2997 50 X 160 ELM
Legal Subdivision	CITY/STRUTHERS
Legal Lot Number	2997 50
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	2
Census Block	2010
Census Tract	810600

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 ELM ST, STRUTHERS, OH 44471-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 26, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	291353
Deed Book / Page	6436 / 255
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	406 ELM ST, STRUTHERS, OH 44471-1111
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ELM ST, STRUTHERS, OH 44471-1111

Mortgage

Document Number	06617/2088
Date	Apr 4, 2024
Book Page	6617/2088
Instrument	202400006088

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	406 ELM ST, STRUTHERS, OH 44471-1111
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ELM ST, STRUTHERS, OH 44471-1111

Mortgage

Document Number	06592/1316
Date	Sep 28, 2023
Book Page	6592/1316
Instrument	202300018633

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 26, 2021
Property Address	406 ELM ST, STRUTHERS, OH 44471-1111
Document Number	006436/255
Book / Page	6436 / 255
Map Reference	VOL 11 PG 87
Instrument Date	Mar 17, 2021
Instrument	202100007818
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ELM ST, STRUTHERS, OH 44471-1111

Mortgage

Document Number	202100007819
Date	Mar 26, 2021
Instrument	202100007819

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 14, 2019
Property Address	406 ELM ST, STRUTHERS, OH 44471-1111
Document Number	06328/1439
Book / Page	6328 / 1439
Map Reference	VOL 11 PG 87
Instrument Date	Jun 7, 2019
Instrument	201900011952
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ELM ST, STRUTHERS, OH 44471-1111

Mortgage

Document Number	201900011953
Date	Jun 14, 2019
Instrument	201900011953

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,320.00 (+1.69%)	$31,700 (-) Land $3,590 Building $28,110
2023	$1,298.00 (+6.83%)	$31,700 (+41.08%) Land $3,590 Building $28,110	$90,560 (+41.04%) Land $10,260 Building $80,300
2022	$1,215.00	$22,470 Land $3,670 Building $18,800	$64,210 Land $10,490 Building $53,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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