Oldham County property record for 428 E Main St, La Grange, KY 40031
| Property Type | General Industrial |
|---|---|
| Details | built 1976 |
| Lot Size | 0.587 acres (25,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,000 (Apr 2026) |
| Tax Bill | $849 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-00-00-35 |
| Primary APN | 46-00-00-35 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,570 sqft (0.587 acres) |
| Sewer | Connected |
|---|
| Account Number | 61935 |
|---|---|
| Street Address | 428 E MAIN ST |
| City | LA GRANGE |
| State | KY |
| Zip | 40031-1212 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Legal Description | INDUSTRIAL SHOP/OFFICE & .5870AC |
| Legal Subdivision | NE |
| Legal Lot Number | 35 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30302 |
Source: Oldham County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 E MAIN ST, LA GRANGE, KY 40031-1211 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer AGENCY TITLE |
| Jun 6, 2019 | Warranty Deed, Transfer · Commercial Mortgage REPUBLIC BANK & TRUST CO |
| Apr 27, 2017 | Special Warranty Deed, Transfer · Line of Credit TEXAS CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 2026858982 |
| Deed Book / Page | 1439 / 63 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 21, 2026 |
| Property Address | 428 E MAIN ST, LA GRANGE, KY 40031-1212 |
| Document Number | 0000858982 |
| Book / Page | 1439 / 63 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.858982 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | AGENCY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,403.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 403 E MAIN ST, LA GRANGE, KY 40031-1211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jun 6, 2019 |
| Property Address | 428 E MAIN ST, LA GRANGE, KY 40031-1212 |
| Document Number | D1218/0392 |
| Book / Page | D1218 / 0392 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 552624 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9300 SHELBYVILLE RD STE 1012, 9300, LOUISVILLE, KY 40222-5168 |
| Name | Verified Name |
|---|---|
| Address | 2703 STONEFIELD LN, LA GRANGE, KY 40031-6705 |
| Document Number | M2350/0339 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | M2350/0339 |
| Instrument | 552625 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 4, 2029 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 27, 2017 |
| Property Address | 428 E MAIN ST, LA GRANGE, KY 40031-1212 |
| Document Number | 0D1159/347 |
| Book / Page | D1159 / 347 |
| Map Reference | DD704 PG11 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 524258 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5066 BALLARDSVILLE RD, SMITHFIELD, KY 40068-7803 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 600, BOULDER, CO 80306-0600 |
| Document Number | 0000524260 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 524260 |
| Name | TEXAS CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 28 Months |
| Due | Aug 28, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $849.00 (-0.82%) | $65,000 (-) Land $55,000 Building $10,000 | $65,000 (-) Land $55,000 Building $10,000 |
| 2023 | $856.00 (+1.9%) | $65,000 (-) Land $55,000 Building $10,000 | $65,000 (-) Land $55,000 Building $10,000 |
| 2022 | $840.00 | $65,000 Land $55,000 Building $10,000 | $65,000 Land $55,000 Building $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481 |
|---|---|
| Water Source | Purchased groundwater from OLDHAM COUNTY WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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