Oldham County property record for 405 E Main St, La Grange, KY 40031
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 857 sqft · built 1955 |
| Lot Size | 0.203 acres (8,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Feb 2021) |
| Tax Bill | $2,203 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-L.6-04-9 |
| Primary APN | 46-L.6-04-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 857 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 8,886 sqft (0.203 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air |
|---|
| Account Number | 65997 |
|---|---|
| Street Address | 405 E MAIN ST |
| City | LA GRANGE |
| State | KY |
| Zip | 40031-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Block | SEC 4 |
| Legal Lot Number | 9 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central La Grange Historic District listed 1988 · 166 contributing resources · NRIS 88001316 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 405 E MAIN ST, LA GRANGE, KY 40031-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on Record |
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Prior Sale | Dec 16, 2015 · Amount on Record |
| Deed Document Number | 623142 |
| Deed Book / Page | D1279 / 296 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 26, 2021 |
| Property Address | 405 E MAIN ST, LA GRANGE, KY 40031-1211 |
| Document Number | D1279/296 |
| Book / Page | D1279 / 296 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 623142 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | MONUMENTAL CITY TITLE COMPANY, MONUMENTAL TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 S MADISON AVE, 204, LOUISVILLE, KY 40243-1360 |
| Name | Verified Name |
|---|---|
| Address | 405 E MAIN ST, LA GRANGE, KY 40031-1211 |
| Document Number | 623143 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 623143 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | La Grange City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,203.00 (+15.34%) | $175,000 (+16.67%) Land $25,000 Building $150,000 | $175,000 (+16.67%) Land $25,000 Building $150,000 |
| 2023 | $1,910.00 | $150,000 Land $25,000 Building $125,000 | $150,000 Land $25,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481 |
|---|---|
| Water Source | Purchased groundwater from OLDHAM COUNTY WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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