428 E Locust St, Ontario, CA 91761 Property Records

San Bernardino County property record for 428 E Locust St, Ontario, CA 91761 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1944
Lot Size	0.54 acres (23,520 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 1997)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1050-262-23-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-262-23-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Conventional
Construction Type	Frame
Lot Area	23,520 sqft (0.54 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	428 E LOCUST ST
City	ONTARIO
State	CA
Zip	91761-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2733 LOT 20 BLOCK B
Legal Subdivision	VICTOR GARDENS
Legal Tract	2733
Legal Block	B
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1004
Census Tract	1812

Owner

Source: San Bernardino County records · APN 1050-262-23-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 E LOCUST ST, ONTARIO, CA 91761-4215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 1997 · Amount on Record
Deed Sale	Aug 27, 1997 · Amount on Record
Deed Document Number	1997311753
Last Transfer Date	Nov 30, 2007
Transfer Doc	0000684635
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	428 E LOCUST ST, ONTARIO, CA 91761-4215
Document Number	0000118353
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 E LOCUST ST ONTARIO CA 917614215, ONTARIO, CA 91761-4215

Mortgage

Document Number	0000118353
Date	Apr 06, 2020
Instrument	118353

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 05, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	428 E LOCUST ST, ONTARIO, CA 91761-4215
Document Number	0000526897
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 E LOCUST ST ONTARIO CA 917614215, ONTARIO, CA 91761-4215

Mortgage

Document Number	0000526897
Date	Dec 13, 2017
Instrument	526897

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$203,586 (+2%) Land $71,663 Building $131,923
2025	$2,131.00 (+5.39%) Homeowner's exemption	$199,594 (+4.04%) Land $70,258 Building $129,336
2023	$2,022.00 (+1.46%) Homeowner's exemption	$191,843 Land $67,529 Building $124,314
2022	$1,993.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 485 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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