405 E Locust St, Ontario, CA 91761 Property Records

San Bernardino County property record for 405 E Locust St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 776 sqft · built 1949
Lot Size	0.51 acres (22,200 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Jan 2012)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1050-261-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-261-05-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	776 sqft Living Area
1st Floor Area	776 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,200 sqft (0.51 acres)
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 E LOCUST ST
City	ONTARIO
State	CA
Zip	91761-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2733 LOT 17 BLOCK A
Legal Subdivision	VICTORY GARDENS
Legal Tract	2733
Legal Block	A
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	1812

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	405 E LOCUST ST, ONTARIO, CA 91761-4216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Intrafamily Transfer, Transfer
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2012 · Amount on Record
Deed Sale	Jan 4, 2012 · Amount on Record
Prior Sale	Aug 30, 2011 · Amount on Record
Deed Document Number	20123911
Prior Transfer Date	Jan 3, 2012
Prior Transfer Doc	0000003910
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 28, 2022
Property Address	405 E LOCUST ST, ONTARIO, CA 91761-4216
Document Number	0000160803
Map Reference	MB 38 PG 29&30
Instrument Date	Apr 22, 2022
Instrument	2022-0160803
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	405 E LOCUST ST, ONTARIO, CA 91761-4216

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	405 E LOCUST ST, ONTARIO, CA 91761-4216
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E LOCUST ST, ONTARIO, CA 91761-4216

Mortgage

Document Number	0000041414
Date	Jan 27, 2021
Instrument	2021-0041414

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$236,889 (+2%) Land $82,912 Building $153,977
2025	$2,565.00 (+5.25%)	$232,244 (+4.04%) Land $81,286 Building $150,958
2023	$2,437.00 (+1.33%)	$223,225 Land $78,129 Building $145,096
2022	$2,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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