Spokane County property record for 428 E Ermina Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1925 |
| Lot Size | 0.087 acres (3,771 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Aug 2023) |
| Tax Bill | $2,579 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35083.1116 |
| Primary APN | 35083.1116 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 906 sqft |
| Basement Area | 208 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,771 sqft (0.087 acres) |
| Lot Dimensions | 88 ft deep x 42 ft wide |
| Patio Area | 36 sqft |
| Canopy | 36 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 428 E ERMINA AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS-HEATHS SUB L1 EXC S54FT B11 |
| Legal Subdivision | HEATHS SUB |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 2501 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 E ERMINA AVE, SPOKANE, WA 99207-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Warranty Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Deed Document Number | 20237304062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 24, 2023 |
| Property Address | 428 E ERMINA AVE, SPOKANE, WA 99207-2256 |
| Document Number | 0007304062 |
| Map Reference | VOL D PG 60 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 7304062 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | NOT AVAILABLE, SPOKANE COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,405.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 E ERMINA AVE, SPOKANE, WA 99207-2256 |
| Document Number | 0007304063 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 7304063 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 428 E ERMINA AVE, SPOKANE, WA 99207-2256 |
| Document Number | 0006676193 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 428 E ERMINA AVE SPOKANE WA 992072256, SPOKANE, WA 99207-2256 |
| Document Number | 0006676193 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 6676193 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,579.00 (+1.18%) | $248,300 (+11.35%) Land $70,000 Building $178,300 | $248,300 (+11.35%) Land $70,000 Building $178,300 |
| 2025 | $2,549.00 (+16.61%) | ||
| 2024 | $223,000 (+28.01%) Land $58,000 Building $165,000 | $223,000 (+28.01%) Land $58,000 Building $165,000 | |
| 2023 | $2,186.00 (+7%) | $174,200 Land $38,000 Building $136,200 | $174,200 Land $38,000 Building $136,200 |
| 2022 | $2,043.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures