Spokane County property record for 423 E Ermina Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,216 sqft · built 1905 |
| Lot Size | 0.14 acres (6,086 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Feb 2023) |
| Tax Bill | $2,651 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35083.0613 |
| Primary APN | 35083.0613 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,576 sqft |
| 1st Floor Area | 866 sqft |
| Basement Area | 710 sqft |
| Finished Basement | 350 sqft |
| Unfinished Basement | 360 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bungalow |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,086 sqft (0.14 acres) |
| Lot Dimensions | 142 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 154 sqft |
| Patio Area | 84 sqft |
| Canopy | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 423 E ERMINA AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS SUB OF HEATHS ADD; LT13 BLK6 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | HEATHS SUB OF HEATHS ADD |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2501 |
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer · VA Mortgage GUARDIAN MORTGAGE CO INC |
| Feb 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage NUMERICA CU |
| Nov 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Feb 15, 2022 · Amount on Record |
| Deed Document Number | 20237270141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 28, 2023 |
| Property Address | 423 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0007270141 |
| Map Reference | VOL D PG 60 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 7270141 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,405.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0007270142 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 7270142 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 15, 2022 |
| Property Address | 423 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0007180995 |
| Map Reference | VOL D PG 60 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 7180995 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,805.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0007180996 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 7180996 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 18, 2019 |
| Property Address | 423 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0006864943 |
| Map Reference | VOL D PG 60 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 6864943 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,995.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E ERMINA AVE, SPOKANE, WA 99207-2257 |
| Document Number | 0006864944 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 6864944 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Number | 0006864945 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 6864945 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,651.00 (+1.42%) | $258,500 (-1.41%) Land $80,000 Building $178,500 | $258,500 (-1.41%) Land $80,000 Building $178,500 |
| 2025 | $2,614.00 (+2.75%) | $262,200 (-1.02%) Land $65,000 Building $197,200 | $262,200 (-1.02%) Land $65,000 Building $197,200 |
| 2024 | $2,544.00 (-1.93%) | $264,900 (+36.62%) Land $65,000 Building $199,900 | $264,900 (+36.62%) Land $65,000 Building $199,900 |
| 2023 | $2,594.00 (+14.17%) | $193,900 Land $45,000 Building $148,900 | $193,900 Land $45,000 Building $148,900 |
| 2022 | $2,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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