Atlantic County and Galloway Township property record for 428 E Elm Ave, Galloway, NJ 08205 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,072 sqft · built 1990 |
| Lot Size | 0.805 acres (35,061 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Dec 2025) |
| Tax Bill | $6,763 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Nov 2022 Second Mortgage + 5 more |
| APN | 11-01001-0000-00008-02 |
| Primary APN | 11-01001-0000-00008-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,072 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Lot Area | 35,061 sqft (0.805 acres) |
| Lot Dimensions | 275 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 11010010000000082 |
|---|---|
| Street Address | 428 E ELM AVE |
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-4328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1001 |
| Legal Lot Number | 8.2 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10505 |
Source: Atlantic County and Galloway Township records · APN 11-01001-0000-00008-02
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Dec 17, 2025 | Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Mar 01, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Jul 29, 2021 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 08, 2019 | Grant Deed, Transfer · Conventional with PMI GARDEN ST HM LNS INC |
| Jan 11, 2018 | Grant Deed, Transfer · Conventional Mortgage GATEWAY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2021 · Amount on Record |
| Deed Document Number | 202548244 |
| Prior Transfer Date | Jan 17, 2023 |
| Prior Transfer Doc | 0000010904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 0000006739 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 2025006739 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000062739 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022062739 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Dec 17, 2025 |
| Property Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 0000048244 |
| Instrument Date | Nov 06, 2025 |
| Instrument | 2025048244 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,968.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 GIBSON LN, WILLIAMSTOWN, NJ 08094-9148 |
| Name | Verified Name |
|---|---|
| Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 0000048245 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025048245 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Mar 01, 2023 |
| Property Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 0000010904 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023010904 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Name | Verified Name |
|---|---|
| Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 0000010988 |
|---|---|
| Date | Mar 01, 2023 |
| Instrument | 2023010988 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Jul 29, 2021 |
| Property Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 2021045682 |
| Instrument Date | Jun 26, 2021 |
| Instrument | 2021045682 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2021 |
| Title Company | INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 TUNISON LN, 31, BRIDGEWATER, NJ 08807-2468 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 2021045683 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021045683 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Oct 08, 2019 |
| Property Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 0000050025 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 50025 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 E ELM AVE GALLOWAY NJ 082054328, GALLOWAY, NJ 08205-4328 |
| Document Number | 50026 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 50026 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Jan 11, 2018 |
| Property Address | 428 E ELM AVE, GALLOWAY, NJ 08205-4328 |
| Document Number | 0000001798 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 1798 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2018 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 218 6TH ST S BRIGANTINE NJ 082032504, BRIGANTINE, NJ 08203-2504 |
| Document Number | 1799 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 1799 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037-3448 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2048 |
Source: Atlantic County and Galloway Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,500 (-) Land $52,300 Building $147,200 | $199,500 (-) Land $52,300 Building $147,200 | |
| 2025 | $6,763.00 (+1.56%) | $199,500 (-) Land $52,300 Building $147,200 | $199,500 (-) Land $52,300 Building $147,200 |
| 2024 | $6,659.00 (+3.97%) | ||
| 2023 | $199,500 Land $52,300 Building $147,200 | $199,500 Land $52,300 Building $147,200 | |
| 2022 | $6,405.00 |
Source: FEMA National Flood Hazard Layer, Atlantic County (34001C), updated August 27, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 72% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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