Atlantic County and Galloway Township property record for 423 E Elm Ave, Galloway, NJ 08205 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,296 sqft · built 1988 |
| Lot Size | 0.723 acres (31,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Sep 2020) |
| Tax Bill | $7,234 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2020 Sale & Mortgage |
| APN | 11-01003-0000-00001-04 |
| Primary APN | 11-01003-0000-00001-04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 2,296 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Lot Area | 31,498 sqft (0.723 acres) |
| Lot Dimensions | 225 ft deep x 140 ft wide |
| Old Parcel Number | 11010030000000014 |
|---|---|
| Street Address | 423 E ELM AVE |
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-4329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1003 |
| Legal Lot Number | 1.4 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10505 |
Source: Atlantic County and Galloway Township records · APN 11-01003-0000-00001-04
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Sep 21, 2020 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Jan 09, 1998 · Amount on Record |
| Deed Document Number | 202047964 |
| Prior Transfer Date | Feb 28, 2008 |
| Prior Transfer Doc | 2008019092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 423 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000045073 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025045073 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 06, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Sep 21, 2020 |
| Property Address | 423 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Document Number | 0000047964 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 47964 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | AGENTS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 423 E ELM AVE GALLOWAY NJ 082054329, GALLOWAY, NJ 08205-4329 |
| Document Number | 47965 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 47965 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
Source: Atlantic County and Galloway Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,400 (-) Land $51,700 Building $161,700 | $213,400 (-) Land $51,700 Building $161,700 | |
| 2025 | $7,234.00 (+1.56%) | $213,400 (-) Land $51,700 Building $161,700 | $213,400 (-) Land $51,700 Building $161,700 |
| 2024 | $7,123.00 (+3.96%) | ||
| 2023 | $213,400 (-) Land $51,700 Building $161,700 | $213,400 (-) Land $51,700 Building $161,700 | |
| 2022 | $6,852.00 (+2.04%) | $213,400 Land $51,700 Building $161,700 | $213,400 Land $51,700 Building $161,700 |
| 2021 | $6,715.00 |
Source: FEMA National Flood Hazard Layer, Atlantic County (34001C), updated August 27, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 72% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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