Harris County property record for 428 E Cowan Dr, Houston, TX 77007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,583 sqft · built 2000 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,915,000 (Jul 2020) |
| Tax Bill | $36,239 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-023-004-0002 |
| Primary APN | 068-023-004-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,583 sqft Living Area |
| Gross Area | 4,613 sqft |
| 1st Floor Area | 2,648 sqft |
| Attic | Attic |
| Attic Area | 30 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,900 sqft (0.227 acres) |
| View / Lot | Neighborhood |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 595 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 842 sqft |
| Utility Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0680230040002 |
|---|---|
| Street Address | 428 E COWAN DR |
| City | HOUSTON |
| State | TX |
| Zip | 77007-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 4 CRESTWOOD |
| Legal Subdivision | CRESTWOOD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 510802 |
428 E Cowan Dr is owned and occupied by two individuals who bought it in July 2020.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 E COWAN DR, HOUSTON, TX 77007-5028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Prior Sale | Aug 1, 2003 · Amount on File |
| Deed Document Number | 2020329176 |
| Prior Transfer Date | Jul 20, 2020 |
| Prior Transfer Doc | 0000329176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 23, 2020 |
| Property Address | 428 E COWAN DR, HOUSTON, TX 77007-5028 |
| Document Number | 0000329176 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 329176 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1701 EBONY LN HOUSTON TX 770185804, HOUSTON, TX 77018-5804 |
| Document Number | 329177 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 329177 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PO BOX 22869, JACKSON, MS 39225-2869 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 428 E Cowan Dr was $36,239 with a homeowner's exemption, up 10.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,271,074 (-9.98%) Land $1,534,500 Building $736,574 | $2,271,074 (-9.98%) Land $1,534,500 Building $736,574 | |
| 2025 | $36,239.00 (+10.93%) Homeowner's exemption | $2,522,900 Land $1,386,000 Building $1,136,900 | $2,522,900 Land $1,386,000 Building $1,136,900 |
| 2024 | $32,667.00 | ||
| 2023 | $1,865,742 Land $1,138,500 Building $727,242 | $1,865,742 Land $1,138,500 Building $727,242 | |
| 2022 | $29,140.00 | ||
| 2020 | $29,200.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 E Cowan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 E Cowan Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile.
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