411 E Cowan Dr, Houston, TX 77007 Property Records

Harris County property record for 411 E Cowan Dr, Houston, TX 77007

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,161 sqft · built 2019
Lot Size	0.227 acres (9,900 sqft)
Owner	Company Name on File
Last Sale	$900,000 (Dec 2010)
Tax Bill	$49,330 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068-023-003-0012`

Property Details

APN / Parcel Number

Primary APN	`068-023-003-0012`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,161 sqft Living Area
1st Floor Area	2,080 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,900 sqft (0.227 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	510 sqft
Porch	Open Frame Porch
Porch Area	1,319 sqft
Deck Area	Deck Area
Patio Area	480 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0680230030012
Street Address	411 E COWAN DR
City	HOUSTON
State	TX
Zip	77007-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 3 CRESTWOOD
Legal Subdivision	CRESTWOOD
Legal Block	3
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2006
Census Tract	510802

Owner

411 E Cowan Dr is owned by a company that bought it in December 2010 and is owner-occupied.

Source: Harris County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	411 E COWAN DR, HOUSTON, TX 77007-5027
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Dec 28, 2018	Deed of Trust, Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2010 · Amount on File
Deed Sale	Dec 17, 2010 · Amount on File
Prior Sale	Feb 25, 2008 · Amount on File
Deed Document Number	2010535147
Deed Book / Page	2093 / 2369
Prior Transfer Date	Dec 16, 2010
Prior Transfer Doc	20100535147
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Jul 21, 2026
Property Address	411 E COWAN DR, HOUSTON, TX 77007-5027
Document Number	0000292032
Instrument Date	Jul 15, 2026
Instrument	2026292032
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	CHARTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E COWAN DR, HOUSTON, TX 77007-5027

Mortgage

Document Number	0000292032,
Date	Jul 21, 2026
Instrument	2026292032

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	411 E COWAN DR, HOUSTON, TX 77007-5027
Document Number	0000004923
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	411 E COWAN DR HOUSTON TX 770075027, HOUSTON, TX 77007-5027

Mortgage

Document Number	0000004923
Date	Jan 4, 2019
Instrument	4923

Lender

Name	COMPASS BK
Type	Bank
Address	PO BOX 10566, BIRMINGHAM, AL 35296-0001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 411 E Cowan Dr was $49,330 with a homeowner's exemption, up 9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,280,679 (-9.4%) Land $1,534,500 Building $1,746,179	$3,280,679 (-9.4%) Land $1,534,500 Building $1,746,179
2025	$49,330.00 (+9.03%) Homeowner's exemption	$3,621,000 Land $1,386,000 Building $2,235,000	$3,621,000 Land $1,386,000 Building $2,235,000
2024	$45,243.00
2023		$2,866,000 Land $1,138,500 Building $1,727,500	$2,866,000 Land $1,138,500 Building $1,727,500
2022	$42,201.00
2020	$35,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 E Cowan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 411 E Cowan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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