428 E Chapel St, Rockton, IL 61072 Property Records

Winnebago County property record for 428 E Chapel St, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,039 sqft · built 1935
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Jan 2026)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-24-206-008`

Property Details

APN / Parcel Number

Primary APN	`03-24-206-008`
Alternative APNs	`324206008` `060A025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,039 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Garage Area	860 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	060A025
Street Address	428 E CHAPEL ST
City	ROCKTON
State	IL
Zip	61072-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	DARIUS ADAMS ADDN TO ROCKTON E 91 FT N35 FT LOT 7 + E 91 FT LOT 008 BLOCK 04
Legal Subdivision	DARIUS ADAMS ADDN TO ROCKTON
Legal Block	04
Legal Lot Number	7,008
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2027
Census Tract	4002

Owner

428 E Chapel St is owned by a company that acquired it in March 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	128 S 8TH ST, SOUTH BELOIT, IL 61080-1215
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit ADIVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Jun 23, 2016 · Amount on File
Deed Document Number	20261548
Last Transfer Date	Mar 31, 2026
Transfer Doc	0000015357
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 17, 2026
Property Address	428 E CHAPEL ST, ROCKTON, IL 61072-2617
Document Number	0000015357
Instrument Date	Mar 31, 2026
Instrument	202615357
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	128 S 8TH ST, SOUTH BELOIT, IL 61080-1215

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 20, 2026
Property Address	428 E CHAPEL ST, ROCKTON, IL 61072-2617
Document Number	0000001548
Map Reference	DB I PG 390
Instrument Date	Jan 16, 2026
Instrument	2601548
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13853 SUNDANCE TRL, ROCKTON, IL 61072-1658

Mortgage

Document Number	0000001549
Date	Jan 20, 2026
Instrument	2601549

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	428 E CHAPEL ST, ROCKTON, IL 61072-2617
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001331
Date	Jan 18, 2024
Instrument	2401331

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 17, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 428 E Chapel St was $2,579, up 4.4% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+4.37%) Homeowner's exemption	$39,884 (+9.28%) Land $8,593 Building $31,291	$119,652 (+9.28%) Land $25,779 Building $93,873
2024	$2,471.00 Homeowner's exemption	$36,497 Land $7,863 Building $28,634	$109,491 Land $23,589 Building $85,902
2022	Homeowner's exemption	$29,730 Land $6,405 Building $23,325	$89,190 Land $19,215 Building $69,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 E Chapel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 E Chapel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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