221 E Chapel St, Rockton, IL 61072 Property Records

Winnebago County property record for 221 E Chapel St, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,676 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-24-129-008`

Property Details

APN / Parcel Number

Primary APN	`03-24-129-008`
Alternative APNs	`324129008` `060B183`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area

Exterior

Foundation Type	Raised
Lot Area	20,909 sqft (0.48 acres)
Garage Area	900 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	221 E CHAPEL ST
City	ROCKTON
State	IL
Zip	61072-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	PLAT OF ROCKTON E 35 FT LOT 9 + ALL LOTS 7 + 008 BLOCK 024
Legal Block	024
Legal Lot Number	7,9
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2018
Census Tract	4002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rockton Historic District listed 1978 · 167 contributing resources · NRIS 78001202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Winnebago County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3803 LANDSTROM RD, ROCKFORD, IL 61114-6130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN ILLINOIS DEV CORP
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Oct 30, 2020	Warranty Deed, Transfer · Line of Credit BYRON BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	221 E CHAPEL ST, ROCKTON, IL 61072-2510
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008985
Date	Apr 24, 2024
Instrument	2408985

Lender

Name	NORTHERN ILLINOIS DEV CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2025

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	221 E CHAPEL ST, ROCKTON, IL 61072-2510
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002762
Date	Jan 26, 2022
Instrument	2202762

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 21, 2027

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 30, 2020
Property Address	221 E CHAPEL ST, ROCKTON, IL 61072-2510
Document Number	0001033227
Instrument Date	Oct 29, 2020
Instrument	1033227
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 LANDSTROM RD ROCKFORD IL 611146130, ROCKFORD, IL 61114-6130

Mortgage

Document Number	1033228
Date	Oct 30, 2020
Instrument	1033228

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 29, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.98%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,790.00 (+9.47%)	$49,792 (+34.15%) Land $13,219 Building $36,573	$149,376 (+34.15%) Land $39,657 Building $109,719
2022	$3,462.00	$37,116 Land $9,854 Building $27,262	$111,348 Land $29,562 Building $81,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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