428 E Birch St, Litchfield, MI 49252 Property Records

Hillsdale County property record for 428 E Birch St, Litchfield, MI 49252

Property Summary

Property Type	Condominium
Details	2 ba · 1,404 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2022)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-105-001-010`

Property Details

APN / Parcel Number

Primary APN	`19-105-001-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,404 sqft

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	428 E BIRCH ST
City	LITCHFIELD
State	MI
Zip	49252-9673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 428 BIRCHWOOD CONDOMINIUMS SEC 10 T5S R4W NE1/4 CITY OF LITCHFIELD SPLIT ON 11/18/1999 FROM 19 010 200 018 10 5 4; 10 01
Legal Subdivision	BIRCHWOOD CONDOMINIUMS
Legal Unit	428
Jurisdiction	HILLSDALE MI
Township / Civil Division	LITCHFIELD
Census Block Group	1
Census Block	1008
Census Tract	50300

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	428 E BIRCH ST, LITCHFIELD, MI 49252-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	0001835815
Deed Book / Page	1835 / 815
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 20, 2022
Property Address	428 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	001835/815
Book / Page	1835 / 815
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 JONESVILLE ST, LITCHFIELD, MI 49252-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1145 MATHIS DRIVE, HILLSDALE, MI 49242

Mortgage

Document Number	0018350818
Date	Sep 20, 2022
Instrument	1835-0818

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	10.6%
Index	1-Year CMT
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Litchfield City
Unified School District	Litchfield Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$88,300	$176,624 Land $10,000 Building $166,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, DMCI Broadband.

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