Wells County property record for 428 E Arnold St, Bluffton, IN 46714 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,536 sqft · built 1975 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,600 (Oct 2019) |
| Tax Bill | $1,101 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-04-505-100.000-004 |
| Primary APN | 90-08-04-505-100.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Family Room | Family Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 152 ft deep x 59 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001538577 |
|---|---|
| Street Address | 428 E ARNOLD ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RW & JW TOWNLEYS SOUTH ADD LOT 86 (4-Q) |
| Legal Subdivision | R W & J W TOWNLEYS SOUTH ADD |
| Legal Lot Number | 86 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 40500 |
Source: Wells County records · APN 90-08-04-505-100.000-004
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 E ARNOLD ST, BLUFFTON, IN 46714-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on Record |
| Deed Sale | Oct 16, 2019 · Amount on Record |
| Prior Sale | Apr 04, 2002 · Amount on Record |
| Deed Document Number | 20193583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 428 E ARNOLD ST, BLUFFTON, IN 46714-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20193584 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 20193584 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Oct 16, 2019 |
| Property Address | 428 E ARNOLD ST, BLUFFTON, IN 46714-3305 |
| Document Number | 0020193583 |
| Instrument Date | Oct 08, 2019 |
| Instrument | 20193583 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 E ARNOLD ST, BLUFFTON, IN 46714-3305 |
| Investor | Possibly a Property Investor |
| Document Number | 0020193584 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 20193584 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,101.00 (-5.98%) Homeowner's exemption | $153,900 (+3.92%) Land $19,600 Building $134,300 | $153,900 (+3.92%) Land $19,600 Building $134,300 |
| 2024 | $1,171.00 (+52.08%) | ||
| 2023 | $148,100 (+14.81%) Land $19,600 Building $128,500 | $148,100 (+14.81%) Land $19,600 Building $128,500 | |
| 2022 | $770.00 | $129,000 Land $12,000 Building $117,000 | $129,000 Land $12,000 Building $117,000 |
Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 623 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Craigville Telephone Company | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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