414 E Arnold St, Bluffton, IN 46714 Property Records

Wells County property record for 414 E Arnold St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1954
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on Record
Tax Bill	$1,238 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-505-195.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-505-195.000-004`
Alternative APNs	`00001538816` `0100948700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	152 ft deep x 59 ft wide
Terrain	High
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001538816
Street Address	414 E ARNOLD ST
City	BLUFFTON
State	IN
Zip	46714-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RW & JW TOWNLEYS SOUTH ADD LOT 84 (4-Q)
Legal Subdivision	RW & JW TOWNLEYS SOUTH ADD
Legal Lot Number	84
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3012
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E ARNOLD ST, BLUFFTON, IN 46714-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Personal Representative Deed, Transfer
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC
Dec 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PUBLIC SERVICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025
Deed Sale	Dec 23, 2025
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	20254227
Prior Transfer Date	Dec 14, 2020
Prior Transfer Doc	0020205693
Record Updated	Sep 20, 2026

December 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WELLS IN
Recording Date	Dec 23, 2025
Property Address	414 E ARNOLD ST, BLUFFTON, IN 46714-3305
Document Number	0020254227
Instrument Date	Dec 23, 2025
Instrument	20254227
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E ARNOLD ST, BLUFFTON, IN 46714-3305

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 14, 2021
Property Address	414 E ARNOLD ST, BLUFFTON, IN 46714-3305
Document Number	0020215725
Map Reference	DOC 20205693
Instrument Date	Dec 9, 2021
Instrument	20215725
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E ARNOLD ST, BLUFFTON, IN 46714-3305

Mortgage

Document Number	0020215726
Date	Dec 14, 2021
Instrument	20215726

Lender

Name	MJW FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Dec 21, 2020
Property Address	414 E ARNOLD ST, BLUFFTON, IN 46714-3305
Document Number	0020205693
Instrument Date	Dec 14, 2020
Instrument	20205693
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E ARNOLD ST, BLUFFTON, IN 46714-3305

Mortgage

Document Number	0020205694
Date	Dec 21, 2020
Instrument	20205694

Lender

Name	PUBLIC SERVICE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,238.00 (+26.71%) Homeowner's exemption	$167,100 (+17.43%) Land $19,600 Building $147,500	$167,100 (+17.43%) Land $19,600 Building $147,500
2024	$977.00 (+26.06%) Homeowner's exemption	$142,300 (+7.4%) Land $19,600 Building $122,700	$142,300 (+7.4%) Land $19,600 Building $122,700
2023		$132,500 (+13.54%) Land $19,600 Building $112,900	$132,500 (+13.54%) Land $19,600 Building $112,900
2022	$775.00	$116,700 Land $12,000 Building $104,700	$116,700 Land $12,000 Building $104,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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