Botetourt County property record for 428 Downing St, Roanoke, VA 24019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,846 sqft · built 1994 |
| Lot Size | 0.523 acres (22,782 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $374,000 (Jul 2013) |
| Tax Bill | $3,929 (2025) |
| Deeds & Mortgages | Jul 2021 Second Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 107I(5)BK5-3 |
| Primary APN | 107I(5)BK5-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,846 sqft Finished Area |
| Basement Area | 1,478 sqft |
| Finished Basement | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,782 sqft (0.523 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 14528 |
|---|---|
| Street Address | 428 DOWNING ST |
| City | ROANOKE |
| State | VA |
| Zip | 24019-8305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | STEEPLECHASE 3 IN 5 IN 5 |
| Legal Subdivision | STEEPLECHASE |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 40402 |
Source: Botetourt County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 DOWNING ST, ROANOKE, VA 24019-8305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION |
| Feb 15, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on Record |
| Deed Sale | Jul 25, 2013 · Amount on Record |
| Prior Sale | Apr 21, 2008 · Amount on Record |
| Deed Book / Page | 1300 / 3565 |
| Last Transfer Date | Feb 7, 2018 |
| Transfer Doc | 0000000530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 428 DOWNING ST, ROANOKE, VA 24019-8305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0210003697 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 210003697 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Feb 15, 2018 |
| Property Address | 428 DOWNING ST, ROANOKE, VA 24019-8305 |
| Document Number | 180000530 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 180000530 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 DOWNING ST, ROANOKE, VA 24019-8305 |
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,400 (-) Land $70,000 Building $491,400 | $561,400 (-) Land $70,000 Building $491,400 | |
| 2025 | $3,929.00 | $561,400 (+40.1%) Land $70,000 Building $491,400 | $561,400 (+40.1%) Land $70,000 Building $491,400 |
| 2024 | $3,929.00 (+24.14%) | ||
| 2023 | $400,700 (-) Land $70,000 Building $330,700 | $400,700 (-) Land $70,000 Building $330,700 | |
| 2022 | $3,165.00 | $400,700 Land $70,000 Building $330,700 | $400,700 Land $70,000 Building $330,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2018–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN VIEW private · serves 2,773 people · EPA ID VA2023020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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