428 Crest Dr, Birmingham, AL 35209 Property Records

Jefferson County property record for 428 Crest Dr, Birmingham, AL 35209

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,338 sqft · built 1956
Lot Size	0.262 acres (11,454 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2008)
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-00-13-4-008-027.000`

Property Details

APN / Parcel Number

Primary APN	`29-00-13-4-008-027.000`
Alternative APNs	`29134008027000RR00` `396974`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
Gross Area	3,702 sqft
1st Floor Area	1,762 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,454 sqft (0.262 acres)
Lot Dimensions	138 ft deep x 83 ft wide
Porch	Porch
Porch Area	756 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	396974
Old Parcel Number	29134008027000RR00
Street Address	428 CREST DR
City	BIRMINGHAM
State	AL
Zip	35209-5549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 CREST HGLDS 2ND ADD
Legal Range	03W
Legal Township	18S
Legal Section	13
Legal Quarter	SE
Legal Subdivision	CREST HGLDS 2ND 29-13-4
Legal Lot Number	1
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1081
Census Tract	10702

Owner

428 Crest Dr is owned and occupied by an individual who bought it in September 2008.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	428 CREST DR, HOMEWOOD, AL 35209-5549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2008 · Amount on File
Deed Sale	Sep 30, 2008 · Amount on File
Deed Document Number	0081028417
Deed Book / Page	200810 / 28417
Record Updated	Jun 8, 2026

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 25, 2017
Property Address	428 CREST DR, BIRMINGHAM, AL 35209-5549
Document Number	0000075378
Instrument Date	Jul 15, 2017
Instrument	75378
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 CREST DR HOMEWOOD AL 352095549, HOMEWOOD, AL 35209-5549

Mortgage

Document Number	75379
Date	Jul 25, 2017
Instrument	75379

Lender

Name	DELTA CMNTY CU
Type	Credit Union
Address	PEACHTREE CITY, GA 30269

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 24, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 428 Crest Dr was $3,896 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Homewood City
Unified School District	Homewood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,896.00 Homeowner's exemption	$52,900	$528,900 Land $275,400 Building $253,500
2023		$49,040 Land $27,546 Building $21,494	$490,300 Land $275,400 Building $214,900
2022	$3,529.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Crest Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1982–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Crest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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