425 Crest Dr, Birmingham, AL 35209 Property Records

Jefferson County property record for 425 Crest Dr, Birmingham, AL 35209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1954
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (Mar 2023)
Tax Bill	$3,925 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-00-13-4-008-042.000`

Property Details

APN / Parcel Number

Primary APN	`29-00-13-4-008-042.000`
Alternative APNs	`29134008042000RR00` `396989`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	7,076 sqft
1st Floor Area	1,604 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	396989
Old Parcel Number	29134008042000RR00
Street Address	425 CREST DR
City	BIRMINGHAM
State	AL
Zip	35209-5551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 CREST HGLDS FIRST ADD
Legal Range	03W
Legal Township	18S
Legal Section	13
Legal Quarter	SE
Legal Subdivision	CREST HGLD 1ST ADD
Legal Lot Number	8
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1081
Census Tract	10702

Owner

425 Crest Dr is owned and occupied by an individual who bought it in March 2023.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	425 CREST DR, HOMEWOOD, AL 35209-5551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage MCGOWIN KING MORTGAGE
Mar 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL STATE BANK
Oct 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Prior Sale	Mar 15, 2022 · Amount on File
Deed Document Number	2023027494
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 24, 2023
Property Address	425 CREST DR, BIRMINGHAM, AL 35209-5551
Document Number	0000027494
Instrument Date	Mar 23, 2023
Instrument	2023027494
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CREST DR, HOMEWOOD, AL 35209-5551

Mortgage

Document Number	0000027495
Date	Mar 24, 2023
Instrument	2023027495

Lender

Name	MCGOWIN KING MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 15, 2022
Property Address	425 CREST DR, BIRMINGHAM, AL 35209-5551
Document Number	0000030016
Instrument Date	Mar 8, 2022
Instrument	2022030016
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 CREST LN, HOMEWOOD, AL 35209-6650

Mortgage

Document Number	0000030017
Date	Mar 15, 2022
Instrument	2022030017

Lender

Name	CENTRAL STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 29, 2021
Property Address	425 CREST DR, BIRMINGHAM, AL 35209-5551
Document Number	2021124937
Instrument Date	Jun 17, 2021
Instrument	2021124937
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CREST DR, BIRMINGHAM, AL 35209-5551

Tax Assessment & Valuation

The 2025 property tax bill for 425 Crest Dr was $3,925 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Homewood City
Unified School District	Homewood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,925.00 Homeowner's exemption	$53,280	$532,700 Land $227,000 Building $305,700
2023		$41,440 Land $22,706 Building $18,734	$414,300 Land $227,000 Building $187,300
2022	$4,006.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Crest Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1982–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Crest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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