428 Circle Star Rd, Schertz, TX 78154 Property Records

Guadalupe County property record for 428 Circle Star Rd, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,404 sqft · built 2007
Lot Size	0.22 acres (9,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,400 (Jun 2014)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G1544101600800000`

Property Details

APN / Parcel Number

Primary APN	`1G1544101600800000`
Alternative APNs	`000000127299` `000000175920` `127299`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	2,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,586 sqft (0.22 acres)
Lot Dimensions	106 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	40 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	428 CIRCLE STAR RD
City	SCHERTZ
State	TX
Zip	78154-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON RANCH ESTATES #1 BLOCK 16 LOT 8
Legal Subdivision	KENSINGTON RANCH ESTATES #1
Legal Tract	8
Legal Block	16
Legal Lot Number	8
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3026
Census Tract	210707

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 CIRCLE STAR RD, SCHERTZ, TX 78154-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2014 · Amount on Record
Deed Sale	Jun 17, 2014 · Amount on Record
Prior Sale	Nov 20, 2007 · Amount on Record
Deed Document Number	201410296
Deed Book / Page	4238 / 576
Prior Transfer Date	Jun 16, 2014
Prior Transfer Doc	0000010296
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	428 CIRCLE STAR RD, SCHERTZ, TX 78154-3502
Document Number	0000024611
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 CIRCLE STAR RD SCHERTZ TX 781543502, SCHERTZ, TX 78154-3502

Mortgage

Document Number	0000024611
Date	Sep 9, 2020
Instrument	24611

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 8, 2045

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,151 (+1.64%) Land $42,095 Building $314,056	$356,151 (+1.64%) Land $42,095 Building $314,056
2025	$4,968.00 (-13.72%) Homeowner's exemption Veteran's exemption	$350,408 (-7.34%) Land $44,002 Building $306,406	$350,408 (-7.34%) Land $44,002 Building $306,406
2024	$5,758.00 (+12.35%)
2023	$5,125.00 (-11.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$378,176 Land $61,404 Building $316,772	$378,176 Land $61,404 Building $316,772
2022	$5,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20