Guadalupe County property record for 409 Circle Star Rd, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,068 sqft · built 2007 |
| Lot Size | 0.222 acres (9,678 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,858 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1544101601500000 |
| Primary APN | 1G1544101601500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,068 sqft Living Area |
| Gross Area | 3,764 sqft |
| 1st Floor Area | 1,385 sqft |
| 2nd Floor Area | 16,835 sqft |
| Flooring | Carpet |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,678 sqft (0.222 acres) |
| Lot Dimensions | 116 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 138 sqft |
| Patio Area | 118 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 CIRCLE STAR RD |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH ESTATES #1 BLOCK 16 LOT 15 |
| Legal Subdivision | KENSINGTON RANCH ESTATES #1 |
| Legal Tract | 15 |
| Legal Block | 16 |
| Legal Lot Number | 15 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 210707 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Jul 27, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 |
| Deed Sale | Mar 18, 2026 |
| Prior Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 20266666 |
| Prior Transfer Date | Jun 3, 2016 |
| Prior Transfer Doc | 0000012397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 18, 2026 |
| Property Address | 409 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Number | 0099006666 |
| Map Reference | VOL 7 PG 228-230 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202699006666 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 409 CIRCLE STAR RD, SCHERTZ, TX 78154-3502 |
| Document Number | 0000020546 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 409 CIRCLE STAR RD SCHERTZ TX 781543502, SCHERTZ, TX 78154-3502 |
| Document Number | 0000020546 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 20546 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 4, 2040 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,441 (-2.42%) Land $42,301 Building $333,140 | $375,441 (-2.42%) Land $42,301 Building $333,140 | |
| 2025 | $5,858.00 (-9.6%) Homeowner's exemption | $384,762 (-3.72%) Land $44,289 Building $340,473 | $384,762 (-3.72%) Land $44,289 Building $340,473 |
| 2024 | $6,480.00 (+8.25%) | ||
| 2023 | $5,986.00 (-10.08%) Homeowner's exemption | $399,632 Land $61,729 Building $337,903 | $399,632 Land $61,729 Building $337,903 |
| 2022 | $6,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures