Garrett County property record for 428 Cheeks Ln, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1975 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $853 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-011749 |
| Primary APN | 14-011749 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,152 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 011749 |
|---|---|
| Street Address | 428 CHEEKS LN |
| City | OAKLAND |
| State | MD |
| Zip | 21550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.50 AC SAM LEWIS TRACT SWALLOW FALLS |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 602 |
428 Cheeks Ln is owned by two individuals who acquired it in December 2015.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2903 GRIER NURSERY RD, FOREST HILL, MD 21050-1521 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2015 |
| Transfer Doc | 0019110063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Mar 12, 2026 |
| Property Address | 428 CHEEKS LN, OAKLAND, MD 21550 |
| Document Number | 0026720127 |
| Book / Page | 2672 / 127 |
| Map Reference | LB RLD 350 FO 414 |
| Instrument Date | Feb 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2903 GRIER NURSERY RD, FOREST HILL, MD 21050-1521 |
The 2026 property tax bill for 428 Cheeks Ln was $853, up 1.3% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $853.00 (+1.31%) | $74,033 (+3.11%) | $78,500 (+9.33%) Land $37,700 Building $40,800 |
| 2025 | $842.00 | $71,800 Land $35,700 Building $36,100 | $71,800 Land $35,700 Building $36,100 |
| 2023 | $814.00 | $67,200 | $71,800 Land $35,700 Building $36,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Cheeks Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Cheeks Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: T-Mobile.
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