Garrett County property record for 277 Cheeks Ln, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,148 sqft · built 1987 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on File |
| Last Sale | $255,000 (Aug 2026) |
| Tax Bill | $1,422 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-011838 |
| Primary APN | 14-011838 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,148 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Porch Area | 272 sqft |
| Deck Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 011838 |
|---|---|
| Street Address | 277 CHEEKS LN |
| City | OAKLAND |
| State | MD |
| Zip | 21550-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.00 AC E/S SWALLOW FALLS RD SAM SWALLOW FALLS AREA |
| Legal Subdivision | WHITE OAK POINT |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 602 |
277 Cheeks Ln is owned by a company that bought it in August 2026.
Source: Garrett County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 104 BUNKER HILL DR, CANONSBURG, PA 15317-3634 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Dec 2, 2008 |
| Deed Document Number | 2026 |
| Deed Book / Page | 2704 / 105 |
| Prior Transfer Date | Apr 15, 2009 |
| Prior Transfer Doc | 0014260199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Aug 12, 2026 |
| Property Address | 277 CHEEKS LN, OAKLAND, MD 21550-7613 |
| Document Number | 2704000105 |
| Book / Page | 2704 / 105 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | THE SECURITY TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 104 BUNKER HILL DR, CANONSBURG, PA 15317-3634 |
| Document Number | 2704000110, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 2704/110 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 277 Cheeks Ln was $1,422, up 0.7% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,422.00 (+0.71%) | $125,200 (+2.54%) | $131,400 (+7.62%) Land $38,500 Building $92,900 |
| 2025 | $1,412.00 | $122,100 Land $36,500 Building $85,600 | $122,100 Land $36,500 Building $85,600 |
| 2023 | $1,314.00 | $109,967 | $122,100 Land $36,500 Building $85,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 277 Cheeks Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 277 Cheeks Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: T-Mobile.
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