428 Centre St, Reading, PA 19605 Property Records

Berks County property record for 428 Centre St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,092 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Aug 2006)
Tax Bill	$1,276 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5308-12-85-7073`

Property Details

APN / Parcel Number

Primary APN	`5308-12-85-7073`
Alternative APNs	`66-5308-12-85-7073` `66238800` `238800`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	390 sqft
Game Room	Game Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66238800
Street Address	428 CENTRE ST
City	READING
State	PA
Zip	19605-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VILLAGE/HYDE PARK
Legal Block	85
Legal Lot Number	93 94
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1032
Census Tract	12600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 CENTRE ST, READING, PA 19605-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage LIBERTY BAIL BONDS INC
Aug 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2006 · Amount on Record
Deed Sale	Aug 2, 2006 · Amount on Record
Deed Document Number	200663024
Deed Book / Page	4935 / 1040
Last Transfer Date	Jul 26, 2019
Transfer Doc	0000025404
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	428 CENTRE ST, READING, PA 19605-3104
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CENTRE ST, READING, PA 19605-3104

Mortgage

Document Number	0000036377
Date	Sep 12, 2022
Instrument	2022036377

Lender

Name	LIBERTY BAIL BONDS INC
Type	Non-Lending Institution
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Aug 1, 2019
Property Address	428 CENTRE ST, READING, PA 19605-3104
Document Number	0000025404
Map Reference	MB 5 PG 19
Instrument Date	Jul 26, 2019
Instrument	2019025404
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CENTRE ST, READING, PA 19605-3104

Mortgage

Document Number	0000025405
Date	Aug 1, 2019
Instrument	2019025405

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	May 5, 2017
Property Address	428 CENTRE ST, READING, PA 19605-3104
Document Number	0000016145
Instrument Date	May 5, 2017
Instrument	16145
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CENTRE ST READING PA 196053104, READING, PA 19605-3104

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,276.00 (+6.96%) Homeowner's exemption	$85,000 (-) Land $35,000 Building $50,000	$35,000 (-58.82%) Land $35,000
2024	$1,193.00	$85,000 Land $35,000 Building $50,000
1994			$85,000 Land $35,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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