423 Centre St, Reading, PA 19605 Property Records

Berks County property record for 423 Centre St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,153 sqft · built 1945
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Dec 1998)
Tax Bill	$1,442 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5308-12-85-9135`

Property Details

APN / Parcel Number

Primary APN	`5308-12-85-9135`
Alternative APNs	`66-5308-12-85-9135` `66238500` `238500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft
Basement Area	450 sqft
Game Room	Game Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66238500
Street Address	423 CENTRE ST
City	READING
State	PA
Zip	19605-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	85
Legal Lot Number	162-6
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1031
Census Tract	12600

Owner

423 Centre St is owned and occupied by an individual who acquired it in October 2015.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	423 CENTRE ST, READING, PA 19605-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Balloon Mortgage LEX INSURANCE & SURETY BONDS LLC
Mar 25, 2022	Deed of Trust, Mortgage LEX BAIL BONDS LLC
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 1998 · Amount on File
Deed Sale	Dec 11, 1998 · Amount on File
Deed Book / Page	3013 / 1742
Last Transfer Date	Oct 23, 2015
Transfer Doc	0000038214
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	423 CENTRE ST, READING, PA 19605-3103
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 CENTRE ST, READING, PA 19605-3103

Mortgage

Document Number	0000027223
Date	Jul 8, 2022
Instrument	2022027223

Lender

Name	LEX INSURANCE & SURETY BONDS LLC
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	423 CENTRE ST, READING, PA 19605-3103
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012645
Date	Mar 25, 2022
Instrument	2022012645

Lender

Name	LEX BAIL BONDS LLC
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	423 CENTRE ST, READING, PA 19605-3103
Document Number	0000040795
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	LEBANON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 CENTRE ST READING PA 196053103, READING, PA 19605-3103

Mortgage

Document Number	0000040795
Date	Nov 1, 2017
Instrument	40795

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 423 Centre St was $1,442.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,442.00	$96,100 Land $34,300 Building $61,800	$34,300 Land $34,300
2024	$1,349.00	$96,100 Land $34,300 Building $61,800
1994			$96,100 Land $34,300 Building $61,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Centre St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 Centre St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Centre St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures