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428 Cedar Hill Ln, Raleigh, NC 27609 Property Records

Wake County property record for 428 Cedar Hill Ln, Raleigh, NC 27609

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,975 sqft · built 1971
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Apr 1999)
Tax Bill$2,539 (2023)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1706.12-95-1686 0010266

Property Details

APN / Parcel Number

Primary APN1706.12-95-1686 0010266
Alternative APNs
  • 001026601
  • 0010266

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,975 sqft Heated Area
1st Floor Area1,975 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
PorchPorch
Porch Area292 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0010266
Old Parcel Number001026601
Street Address428 CEDAR HILL LN
CityRALEIGH
StateNC
Zip27609-4550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLO11 CEDAR HILL ESTS SE2 BLD
Legal Township07
Legal SubdivisionCEDAR HILL ESTS
Legal BlockD
Legal Lot Number11
JurisdictionWAKE NC
Township / Civil DivisionHOUSE CREEK
Census Block Group2
Census Block2014
Census Tract54001

Owner

Source: Wake County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address428 CEDAR HILL LN, RALEIGH, NC 27609-4550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 1999 · Amount on Record
Deed SaleApr 30, 1999 · Amount on Record
Deed Document Number0083031760
Deed Book / Page8303 / 1760
Record UpdatedJun 7, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address428 CEDAR HILL LN, RALEIGH, NC 27609-4550
Document Number177171256
Instrument DateJan 11, 2020
Transaction TypeMortgage
Record UpdatedJan 30, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address428 CEDAR HILL LN RALEIGH NC 276094550, RALEIGH, NC 27609-4550

Mortgage

Document Number177171256
DateJan 15, 2020
Book Page017717/001256
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityRaleigh City
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,539.00$278,501 Land $150,000 Building $128,501$278,501 Land $150,000 Building $128,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims18 (1996–2016)
Claims Outside the SFHA18 of 18
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RALEIGH
serves 650,000 people · EPA ID NC0392010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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