420 Cedar Hill Ln, Raleigh, NC 27609 Property Records

Wake County property record for 420 Cedar Hill Ln, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,950 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Owner Names on Record
Last Sale	$169,500 (Dec 2008)
Tax Bill	$2,900 (2023)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1706.12-95-0626 0018858`

Property Details

APN / Parcel Number

Primary APN	`1706.12-95-0626 0018858`
Alternative APNs	`001885801` `0018858`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,950 sqft Heated Area
1st Floor Area	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0018858
Old Parcel Number	001885801
Street Address	420 CEDAR HILL LN
City	RALEIGH
State	NC
Zip	27609-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO9 CEDAR HLS EST SE2 BLD
Legal Township	07
Legal Subdivision	CEDAR HLS EST
Legal Block	D
Legal Lot Number	9
Jurisdiction	WAKE NC
Township / Civil Division	HOUSE CREEK
Census Block Group	2
Census Block	2014
Census Tract	54001

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	420 CEDAR HILL LN, RALEIGH, NC 27609-4550
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit LOCAL GOV'T EMPS FCU
Jan 7, 2019	Deed of Trust, Mortgage · Conventional with PMI LOCAL GOV'T EMPS FCU
Feb 8, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2008 · Amount on Record
Deed Sale	Dec 19, 2008 · Amount on Record
Deed Document Number	0013328713
Deed Book / Page	13328 / 713
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	420 CEDAR HILL LN, RALEIGH, NC 27609-4550
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	184851138
Date	May 4, 2021
Book Page	18485/1138

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.95%
Index	5-Year CMT
Max Rate	8.95%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	420 CEDAR HILL LN, RALEIGH, NC 27609-4550
Document Number	176220108
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CEDAR HILL LN RALEIGH NC 276094550, RALEIGH, NC 27609-4550

Mortgage

Document Number	176220108
Date	Oct 23, 2019
Book Page	017622/000108

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	420 CEDAR HILL LN, RALEIGH, NC 27609-4550
Document Number	173392236
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CEDAR HILL LN RALEIGH NC 276094550, RALEIGH, NC 27609-4550

Mortgage

Document Number	173392236
Date	Jan 16, 2019
Book Page	017339/002236

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2039

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	420 CEDAR HILL LN, RALEIGH, NC 27609-4550
Document Number	170430606
Book / Page	017043 / 000606
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 CEDAR HILL LN RALEIGH NC 276094550, RALEIGH, NC 27609-4550

Mortgage

Document Number	170430606
Date	Feb 13, 2018
Book Page	017043/000606

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,900.00	$264,281 Land $150,000 Building $114,281	$264,281 Land $150,000 Building $114,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1996–2016)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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