428 Brook Side Dr, Elizabethton, TN 37643 Property Records

Carter County property record for 428 Brook Side Dr, Elizabethton, TN 37643

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,616 sqft · built 2009
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Owner Names on File
Last Sale	$200,550 (Mar 2009)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010029J D 02600`

Property Details

APN / Parcel Number

Primary APN	`010029J D 02600`
Alternative APNs	`029 07801 000` `029J D 02600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	1,616 sqft
Unfinished Basement	1,616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	298 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	029 07801 000
Street Address	428 BROOK SIDE DR
City	ELIZABETHTON
State	TN
Zip	37643-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09 HOUSE 100% COMPLETE FOR 2010, COUNTY AREA: S99
Legal Subdivision	MEADOWS BROOK SUB
Legal Lot Number	20
Jurisdiction	CARTER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3013
Census Tract	71301

Owner

The current owner of 428 Brook Side Dr acquired it in March 2009.

Source: Carter County records, as of January 26, 2026

Owner of Record	2 Owner Names on File
Mailing Address	428 BROOK SIDE DR, ELIZABETHTON, TN 37643-6322
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 13, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Sep 3, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2009 · Amount on File
Deed Sale	Mar 5, 2009 · Amount on File
Deed Document Number	0000020484
Deed Book / Page	20 / 484
Last Transfer Date	Mar 10, 2009
Transfer Doc	0000001565
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	428 BROOK SIDE DR, ELIZABETHTON, TN 37643-6322
Document Number	0000001975
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BROOK SIDE DR ELIZABETHTON TN 376436322, ELIZABETHTON, TN 37643-6322

Mortgage

Document Number	0000001975
Date	Apr 6, 2020
Book Page	000373/000557
Instrument	1975

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	428 BROOK SIDE DR, ELIZABETHTON, TN 37643-6322
Document Number	0000003573
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 BROOK SIDE DR ELIZABETHTON TN 376436322, ELIZABETHTON, TN 37643-6322

Mortgage

Document Number	0000003573
Date	Jun 25, 2019
Book Page	000354/000073
Instrument	3573

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	428 BROOK SIDE DR, ELIZABETHTON, TN 37643-6322
Document Number	0000005709
Instrument Date	Sep 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 BROOK SIDE DR ELIZABETHTON TN 376436322, ELIZABETHTON, TN 37643-6322

Mortgage

Document Number	0000005709
Date	Sep 19, 2018
Book Page	000329/000068
Instrument	5709

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 428 Brook Side Dr was $1,116.

Source: Carter County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00	$51,200 Land $7,275 Building $43,925
2023		$51,200 (-) Land $7,275 Building $43,925
2022	$1,039.00	$51,200 Land $7,275 Building $43,925	$204,800 (-) Land $29,100 Building $175,700
2021			$204,800 Land $29,100 Building $175,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Brook Side Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Brook Side Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATAUGA RIVER REG WATER AUTH serves 353 people · EPA ID TN0008278
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	FIRST U.D. OF CARTER COUNTY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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