423 Brook Side Dr, Elizabethton, TN 37643 Property Records

Carter County property record for 423 Brook Side Dr, Elizabethton, TN 37643

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,596 sqft · built 2009
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (May 2016)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029J-D-032.00`

Property Details

APN / Parcel Number

Primary APN	`029J-D-032.00`
Alternative APNs	`09029JD029J03200` `010029J D 03200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,596 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	1,410 sqft
Basement Area	1,410 sqft
Finished Basement	1,186 sqft
Unfinished Basement	224 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	136 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	423 BROOK SIDE DR
City	ELIZABETHTON
State	TN
Zip	37643-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWS BROOK SUB PB D PG 391 LOT 26R
Legal Subdivision	MEADOWS BROOK SUB
Legal Lot Number	26R
Jurisdiction	CARTER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3013
Census Tract	71301

Owner

423 Brook Side Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Carter County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 BROOK SIDE DR, ELIZABETHTON, TN 37643-6322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EASTMAN CU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2016 · Amount on File
Deed Sale	May 24, 2016 · Amount on File
Prior Sale	Sep 25, 2009 · Amount on File
Deed Document Number	20162968
Deed Book / Page	252 / 571
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	423 BROOK SIDE DR, ELIZABETHTON, TN 37643-6322
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000980
Date	Feb 22, 2023
Book Page	517/6
Instrument	23000980

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 16, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	423 BROOK SIDE DR, ELIZABETHTON, TN 37643-6322
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006716
Date	Oct 21, 2020
Book Page	408/565
Instrument	20006716

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	423 BROOK SIDE DR, ELIZABETHTON, TN 37643-6322
Document Number	0000002161
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	423 BROOK SIDE DR ELIZABETHTON TN 376436322, ELIZABETHTON, TN 37643-6322

Mortgage

Document Number	0000002161
Date	Apr 22, 2019
Book Page	000347/000495
Instrument	2161

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 423 Brook Side Dr was $1,085.

Source: Carter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,085.00	$49,775 Land $6,750 Building $43,025	$199,100 Land $27,000 Building $172,100
2023		$49,775 (-) Land $6,750 Building $43,025
2022	$1,010.00	$49,775 Land $6,750 Building $43,025	$199,100 (-) Land $27,000 Building $172,100
2021			$199,100 Land $27,000 Building $172,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Brook Side Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Brook Side Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATAUGA RIVER REG WATER AUTH serves 353 people · EPA ID TN0008278
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	FIRST U.D. OF CARTER COUNTY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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