Lawrence County property record for 428 Beartown Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,428 sqft · built 1978 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,006 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050167 00501 |
| Primary APN | 050167 00501 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Finished Basement | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 428 BEARTOWN RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | FAIRVIEW COMMUNITY |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960700 |
The current owner of 428 Beartown Rd acquired it in October 2003.
Source: Lawrence County records, as of January 22, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 428 BEARTOWN RD, LORETTO, TN 38469-2503 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2003 |
| Transfer Doc | 134208 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 428 Beartown Rd was $1,006.
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 | $50,025 (-) Land $6,725 Building $43,300 | |
| 2024 | $1,006.00 | $50,025 (-) Land $6,725 Building $43,300 | |
| 2023 | $1,006.00 | $50,025 (-) Land $6,725 Building $43,300 | |
| 2022 | $1,006.00 | $50,025 Land $6,725 Building $43,300 | $200,100 Land $26,900 Building $173,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Beartown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Beartown Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON W.D. RASCALTOWN COMMUNITY serves 217 people · EPA ID TN0008267 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from LORETTO WATER DEPARTMENT |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
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