Lawrence County property record for 406 Beartown Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,196 sqft · built 1968 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $298 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050167 00500 |
| Primary APN | 050167 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.439 acres) |
| Lot Dimensions | 121 ft deep x 109 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Street Address | 406 BEARTOWN RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960700 |
The current owner of 406 Beartown Rd acquired it in April 1998.
Source: Lawrence County records, as of January 22, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 428 BEARTOWN RD, LORETTO, TN 38469-2503 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Oct 24, 1997 · Amount on File |
| Last Transfer Date | Apr 9, 1998 |
| Transfer Doc | 0002990068 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 406 Beartown Rd was $298.
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298.00 | $14,800 Land $1,550 Building $13,250 | |
| 2023 | $298.00 (-47.63%) | $14,800 (-47.7%) Land $1,550 Building $13,250 | |
| 2022 | $569.00 | $28,300 Land $1,550 Building $26,750 | $59,200 Land $6,200 Building $53,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Beartown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Beartown Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON W.D. RASCALTOWN COMMUNITY serves 217 people · EPA ID TN0008267 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from LORETTO WATER DEPARTMENT |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
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